LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,654
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$52,229
−HK$1,601/mo
Today · 4.125%
HK$53,830
baseline
▲ 0.50% · 4.625%
HK$57,106
+HK$3,276/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$107,660/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$944,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,352
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$57,863
−HK$1,533/mo
Today · 4.125%
HK$59,396
baseline
▲ 0.50% · 4.625%
HK$62,527
+HK$3,131/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$118,792/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$944,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,785
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$62,675
−HK$1,921/mo
Today · 4.125%
HK$64,596
baseline
▲ 0.50% · 4.625%
HK$68,527
+HK$3,931/mo
Deposit HK$8.89M · loan HK$13.33M · min. income ≈ HK$129,192/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,622
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$69,436
−HK$1,840/mo
Today · 4.125%
HK$71,276
baseline
▲ 0.50% · 4.625%
HK$75,033
+HK$3,757/mo
Deposit HK$8.89M · loan HK$13.33M · min. income ≈ HK$142,552/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,915
−HK$4,447/mo
▼ 0.25% · 3.875%
HK$73,121
−HK$2,241/mo
Today · 4.125%
HK$75,362
baseline
▲ 0.50% · 4.625%
HK$79,948
+HK$4,586/mo
Deposit HK$6.66M · loan HK$15.55M · min. income ≈ HK$150,724/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,893
−HK$4,262/mo
▼ 0.25% · 3.875%
HK$81,008
−HK$2,147/mo
Today · 4.125%
HK$83,155
baseline
▲ 0.50% · 4.625%
HK$87,538
+HK$4,383/mo
Deposit HK$6.66M · loan HK$15.55M · min. income ≈ HK$166,310/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,177
−HK$5,718/mo
▼ 0.25% · 3.875%
HK$94,013
−HK$2,882/mo
Today · 4.125%
HK$96,895
baseline
▲ 0.50% · 4.625%
HK$102,790
+HK$5,895/mo
Deposit HK$2.22M · loan HK$19.99M · min. income ≈ HK$193,790/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,433
−HK$5,481/mo
▼ 0.25% · 3.875%
HK$104,154
−HK$2,760/mo
Today · 4.125%
HK$106,914
baseline
▲ 0.50% · 4.625%
HK$112,549
+HK$5,635/mo
Deposit HK$2.22M · loan HK$19.99M · min. income ≈ HK$213,828/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,100 · Scale 2, in force from 26 Feb 2026)