LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,656
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$52,232
−HK$1,601/mo
Today · 4.125%
HK$53,833
baseline
▲ 0.50% · 4.625%
HK$57,108
+HK$3,275/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$107,666/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$944,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,354
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$57,866
−HK$1,533/mo
Today · 4.125%
HK$59,399
baseline
▲ 0.50% · 4.625%
HK$62,530
+HK$3,131/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$118,798/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$944,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,787
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$62,678
−HK$1,921/mo
Today · 4.125%
HK$64,599
baseline
▲ 0.50% · 4.625%
HK$68,530
+HK$3,931/mo
Deposit HK$8.89M · loan HK$13.33M · min. income ≈ HK$129,198/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,625
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$69,439
−HK$1,840/mo
Today · 4.125%
HK$71,279
baseline
▲ 0.50% · 4.625%
HK$75,036
+HK$3,757/mo
Deposit HK$8.89M · loan HK$13.33M · min. income ≈ HK$142,558/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,919
−HK$4,447/mo
▼ 0.25% · 3.875%
HK$73,125
−HK$2,241/mo
Today · 4.125%
HK$75,366
baseline
▲ 0.50% · 4.625%
HK$79,952
+HK$4,586/mo
Deposit HK$6.66M · loan HK$15.55M · min. income ≈ HK$150,732/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,896
−HK$4,263/mo
▼ 0.25% · 3.875%
HK$81,012
−HK$2,147/mo
Today · 4.125%
HK$83,159
baseline
▲ 0.50% · 4.625%
HK$87,542
+HK$4,383/mo
Deposit HK$6.66M · loan HK$15.55M · min. income ≈ HK$166,318/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,181
−HK$5,718/mo
▼ 0.25% · 3.875%
HK$94,017
−HK$2,882/mo
Today · 4.125%
HK$96,899
baseline
▲ 0.50% · 4.625%
HK$102,795
+HK$5,896/mo
Deposit HK$2.22M · loan HK$19.99M · min. income ≈ HK$193,798/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,438
−HK$5,480/mo
▼ 0.25% · 3.875%
HK$104,159
−HK$2,759/mo
Today · 4.125%
HK$106,918
baseline
▲ 0.50% · 4.625%
HK$112,554
+HK$5,636/mo
Deposit HK$2.22M · loan HK$19.99M · min. income ≈ HK$213,836/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,143 · Scale 2, in force from 26 Feb 2026)