LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,657
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$52,233
−HK$1,601/mo
Today · 4.125%
HK$53,834
baseline
▲ 0.50% · 4.625%
HK$57,109
+HK$3,275/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$107,668/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$944,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,355
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$57,867
−HK$1,533/mo
Today · 4.125%
HK$59,400
baseline
▲ 0.50% · 4.625%
HK$62,531
+HK$3,131/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$118,800/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$944,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,788
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$62,679
−HK$1,921/mo
Today · 4.125%
HK$64,600
baseline
▲ 0.50% · 4.625%
HK$68,531
+HK$3,931/mo
Deposit HK$8.89M · loan HK$13.33M · min. income ≈ HK$129,200/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,627
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$69,440
−HK$1,840/mo
Today · 4.125%
HK$71,280
baseline
▲ 0.50% · 4.625%
HK$75,037
+HK$3,757/mo
Deposit HK$8.89M · loan HK$13.33M · min. income ≈ HK$142,560/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,920
−HK$4,447/mo
▼ 0.25% · 3.875%
HK$73,126
−HK$2,241/mo
Today · 4.125%
HK$75,367
baseline
▲ 0.50% · 4.625%
HK$79,953
+HK$4,586/mo
Deposit HK$6.66M · loan HK$15.55M · min. income ≈ HK$150,734/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,898
−HK$4,262/mo
▼ 0.25% · 3.875%
HK$81,014
−HK$2,146/mo
Today · 4.125%
HK$83,160
baseline
▲ 0.50% · 4.625%
HK$87,544
+HK$4,384/mo
Deposit HK$6.66M · loan HK$15.55M · min. income ≈ HK$166,320/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,183
−HK$5,718/mo
▼ 0.25% · 3.875%
HK$94,019
−HK$2,882/mo
Today · 4.125%
HK$96,901
baseline
▲ 0.50% · 4.625%
HK$102,797
+HK$5,896/mo
Deposit HK$2.22M · loan HK$19.99M · min. income ≈ HK$193,802/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,440
−HK$5,480/mo
▼ 0.25% · 3.875%
HK$104,160
−HK$2,760/mo
Today · 4.125%
HK$106,920
baseline
▲ 0.50% · 4.625%
HK$112,556
+HK$5,636/mo
Deposit HK$2.22M · loan HK$19.99M · min. income ≈ HK$213,840/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,159 · Scale 2, in force from 26 Feb 2026)