LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,660
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$52,236
−HK$1,601/mo
Today · 4.125%
HK$53,837
baseline
▲ 0.50% · 4.625%
HK$57,113
+HK$3,276/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$107,674/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$944,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,359
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$57,870
−HK$1,534/mo
Today · 4.125%
HK$59,404
baseline
▲ 0.50% · 4.625%
HK$62,535
+HK$3,131/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$118,808/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$944,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,792
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$62,683
−HK$1,921/mo
Today · 4.125%
HK$64,604
baseline
▲ 0.50% · 4.625%
HK$68,535
+HK$3,931/mo
Deposit HK$8.89M · loan HK$13.33M · min. income ≈ HK$129,208/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,631
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$69,444
−HK$1,840/mo
Today · 4.125%
HK$71,284
baseline
▲ 0.50% · 4.625%
HK$75,042
+HK$3,758/mo
Deposit HK$8.89M · loan HK$13.33M · min. income ≈ HK$142,568/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,924
−HK$4,448/mo
▼ 0.25% · 3.875%
HK$73,130
−HK$2,242/mo
Today · 4.125%
HK$75,372
baseline
▲ 0.50% · 4.625%
HK$79,958
+HK$4,586/mo
Deposit HK$6.67M · loan HK$15.55M · min. income ≈ HK$150,744/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,902
−HK$4,263/mo
▼ 0.25% · 3.875%
HK$81,018
−HK$2,147/mo
Today · 4.125%
HK$83,165
baseline
▲ 0.50% · 4.625%
HK$87,549
+HK$4,384/mo
Deposit HK$6.67M · loan HK$15.55M · min. income ≈ HK$166,330/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,188
−HK$5,718/mo
▼ 0.25% · 3.875%
HK$94,025
−HK$2,881/mo
Today · 4.125%
HK$96,906
baseline
▲ 0.50% · 4.625%
HK$102,803
+HK$5,897/mo
Deposit HK$2.22M · loan HK$20.00M · min. income ≈ HK$193,812/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,446
−HK$5,481/mo
▼ 0.25% · 3.875%
HK$104,167
−HK$2,760/mo
Today · 4.125%
HK$106,927
baseline
▲ 0.50% · 4.625%
HK$112,563
+HK$5,636/mo
Deposit HK$2.22M · loan HK$20.00M · min. income ≈ HK$213,854/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,216 · Scale 2, in force from 26 Feb 2026)