LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,662
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$52,238
−HK$1,601/mo
Today · 4.125%
HK$53,839
baseline
▲ 0.50% · 4.625%
HK$57,115
+HK$3,276/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$107,678/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$944,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,361
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$57,873
−HK$1,533/mo
Today · 4.125%
HK$59,406
baseline
▲ 0.50% · 4.625%
HK$62,538
+HK$3,132/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$118,812/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$944,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,795
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$62,686
−HK$1,921/mo
Today · 4.125%
HK$64,607
baseline
▲ 0.50% · 4.625%
HK$68,538
+HK$3,931/mo
Deposit HK$8.89M · loan HK$13.33M · min. income ≈ HK$129,214/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,634
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$69,448
−HK$1,840/mo
Today · 4.125%
HK$71,288
baseline
▲ 0.50% · 4.625%
HK$75,045
+HK$3,757/mo
Deposit HK$8.89M · loan HK$13.33M · min. income ≈ HK$142,576/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,927
−HK$4,448/mo
▼ 0.25% · 3.875%
HK$73,134
−HK$2,241/mo
Today · 4.125%
HK$75,375
baseline
▲ 0.50% · 4.625%
HK$79,961
+HK$4,586/mo
Deposit HK$6.67M · loan HK$15.55M · min. income ≈ HK$150,750/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,906
−HK$4,263/mo
▼ 0.25% · 3.875%
HK$81,022
−HK$2,147/mo
Today · 4.125%
HK$83,169
baseline
▲ 0.50% · 4.625%
HK$87,553
+HK$4,384/mo
Deposit HK$6.67M · loan HK$15.55M · min. income ≈ HK$166,338/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,192
−HK$5,719/mo
▼ 0.25% · 3.875%
HK$94,029
−HK$2,882/mo
Today · 4.125%
HK$96,911
baseline
▲ 0.50% · 4.625%
HK$102,808
+HK$5,897/mo
Deposit HK$2.22M · loan HK$20.00M · min. income ≈ HK$193,822/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,450
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$104,171
−HK$2,761/mo
Today · 4.125%
HK$106,932
baseline
▲ 0.50% · 4.625%
HK$112,568
+HK$5,636/mo
Deposit HK$2.22M · loan HK$20.00M · min. income ≈ HK$213,864/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,259 · Scale 2, in force from 26 Feb 2026)