LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,664
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$52,240
−HK$1,601/mo
Today · 4.125%
HK$53,841
baseline
▲ 0.50% · 4.625%
HK$57,117
+HK$3,276/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$107,682/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$944,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,363
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$57,875
−HK$1,533/mo
Today · 4.125%
HK$59,408
baseline
▲ 0.50% · 4.625%
HK$62,540
+HK$3,132/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$118,816/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$944,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,797
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$62,688
−HK$1,921/mo
Today · 4.125%
HK$64,609
baseline
▲ 0.50% · 4.625%
HK$68,540
+HK$3,931/mo
Deposit HK$8.89M · loan HK$13.33M · min. income ≈ HK$129,218/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,636
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$69,450
−HK$1,840/mo
Today · 4.125%
HK$71,290
baseline
▲ 0.50% · 4.625%
HK$75,048
+HK$3,758/mo
Deposit HK$8.89M · loan HK$13.33M · min. income ≈ HK$142,580/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,929
−HK$4,448/mo
▼ 0.25% · 3.875%
HK$73,136
−HK$2,241/mo
Today · 4.125%
HK$75,377
baseline
▲ 0.50% · 4.625%
HK$79,964
+HK$4,587/mo
Deposit HK$6.67M · loan HK$15.55M · min. income ≈ HK$150,754/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,908
−HK$4,263/mo
▼ 0.25% · 3.875%
HK$81,025
−HK$2,146/mo
Today · 4.125%
HK$83,171
baseline
▲ 0.50% · 4.625%
HK$87,556
+HK$4,385/mo
Deposit HK$6.67M · loan HK$15.55M · min. income ≈ HK$166,342/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,195
−HK$5,719/mo
▼ 0.25% · 3.875%
HK$94,032
−HK$2,882/mo
Today · 4.125%
HK$96,914
baseline
▲ 0.50% · 4.625%
HK$102,811
+HK$5,897/mo
Deposit HK$2.22M · loan HK$20.00M · min. income ≈ HK$193,828/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,454
−HK$5,481/mo
▼ 0.25% · 3.875%
HK$104,174
−HK$2,761/mo
Today · 4.125%
HK$106,935
baseline
▲ 0.50% · 4.625%
HK$112,571
+HK$5,636/mo
Deposit HK$2.22M · loan HK$20.00M · min. income ≈ HK$213,870/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,287 · Scale 2, in force from 26 Feb 2026)