LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,666
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$52,242
−HK$1,601/mo
Today · 4.125%
HK$53,843
baseline
▲ 0.50% · 4.625%
HK$57,119
+HK$3,276/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$107,686/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$944,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,365
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$57,877
−HK$1,534/mo
Today · 4.125%
HK$59,411
baseline
▲ 0.50% · 4.625%
HK$62,542
+HK$3,131/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$118,822/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$944,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,799
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,690
−HK$1,922/mo
Today · 4.125%
HK$64,612
baseline
▲ 0.50% · 4.625%
HK$68,543
+HK$3,931/mo
Deposit HK$8.89M · loan HK$13.33M · min. income ≈ HK$129,224/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,638
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$69,452
−HK$1,841/mo
Today · 4.125%
HK$71,293
baseline
▲ 0.50% · 4.625%
HK$75,051
+HK$3,758/mo
Deposit HK$8.89M · loan HK$13.33M · min. income ≈ HK$142,586/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,932
−HK$4,448/mo
▼ 0.25% · 3.875%
HK$73,139
−HK$2,241/mo
Today · 4.125%
HK$75,380
baseline
▲ 0.50% · 4.625%
HK$79,967
+HK$4,587/mo
Deposit HK$6.67M · loan HK$15.55M · min. income ≈ HK$150,760/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,911
−HK$4,264/mo
▼ 0.25% · 3.875%
HK$81,028
−HK$2,147/mo
Today · 4.125%
HK$83,175
baseline
▲ 0.50% · 4.625%
HK$87,559
+HK$4,384/mo
Deposit HK$6.67M · loan HK$15.55M · min. income ≈ HK$166,350/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,199
−HK$5,719/mo
▼ 0.25% · 3.875%
HK$94,035
−HK$2,883/mo
Today · 4.125%
HK$96,918
baseline
▲ 0.50% · 4.625%
HK$102,815
+HK$5,897/mo
Deposit HK$2.22M · loan HK$20.00M · min. income ≈ HK$193,836/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,458
−HK$5,481/mo
▼ 0.25% · 3.875%
HK$104,179
−HK$2,760/mo
Today · 4.125%
HK$106,939
baseline
▲ 0.50% · 4.625%
HK$112,576
+HK$5,637/mo
Deposit HK$2.22M · loan HK$20.00M · min. income ≈ HK$213,878/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,324 · Scale 2, in force from 26 Feb 2026)