LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,666
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$52,242
−HK$1,601/mo
Today · 4.125%
HK$53,843
baseline
▲ 0.50% · 4.625%
HK$57,120
+HK$3,277/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$107,686/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$944,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,366
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$57,877
−HK$1,534/mo
Today · 4.125%
HK$59,411
baseline
▲ 0.50% · 4.625%
HK$62,543
+HK$3,132/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$118,822/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$944,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,800
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$62,691
−HK$1,921/mo
Today · 4.125%
HK$64,612
baseline
▲ 0.50% · 4.625%
HK$68,544
+HK$3,932/mo
Deposit HK$8.89M · loan HK$13.33M · min. income ≈ HK$129,224/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,639
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$69,453
−HK$1,840/mo
Today · 4.125%
HK$71,293
baseline
▲ 0.50% · 4.625%
HK$75,051
+HK$3,758/mo
Deposit HK$8.89M · loan HK$13.33M · min. income ≈ HK$142,586/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,933
−HK$4,448/mo
▼ 0.25% · 3.875%
HK$73,139
−HK$2,242/mo
Today · 4.125%
HK$75,381
baseline
▲ 0.50% · 4.625%
HK$79,968
+HK$4,587/mo
Deposit HK$6.67M · loan HK$15.55M · min. income ≈ HK$150,762/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,912
−HK$4,263/mo
▼ 0.25% · 3.875%
HK$81,028
−HK$2,147/mo
Today · 4.125%
HK$83,175
baseline
▲ 0.50% · 4.625%
HK$87,560
+HK$4,385/mo
Deposit HK$6.67M · loan HK$15.55M · min. income ≈ HK$166,350/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,199
−HK$5,719/mo
▼ 0.25% · 3.875%
HK$94,036
−HK$2,882/mo
Today · 4.125%
HK$96,918
baseline
▲ 0.50% · 4.625%
HK$102,816
+HK$5,898/mo
Deposit HK$2.22M · loan HK$20.00M · min. income ≈ HK$193,836/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,458
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$104,179
−HK$2,761/mo
Today · 4.125%
HK$106,940
baseline
▲ 0.50% · 4.625%
HK$112,577
+HK$5,637/mo
Deposit HK$2.22M · loan HK$20.00M · min. income ≈ HK$213,880/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,331 · Scale 2, in force from 26 Feb 2026)