LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,667
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$52,243
−HK$1,601/mo
Today · 4.125%
HK$53,844
baseline
▲ 0.50% · 4.625%
HK$57,121
+HK$3,277/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$107,688/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$944,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,366
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$57,878
−HK$1,534/mo
Today · 4.125%
HK$59,412
baseline
▲ 0.50% · 4.625%
HK$62,543
+HK$3,131/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$118,824/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$944,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,800
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,692
−HK$1,921/mo
Today · 4.125%
HK$64,613
baseline
▲ 0.50% · 4.625%
HK$68,545
+HK$3,932/mo
Deposit HK$8.89M · loan HK$13.33M · min. income ≈ HK$129,226/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,640
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$69,454
−HK$1,840/mo
Today · 4.125%
HK$71,294
baseline
▲ 0.50% · 4.625%
HK$75,052
+HK$3,758/mo
Deposit HK$8.89M · loan HK$13.33M · min. income ≈ HK$142,588/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,934
−HK$4,448/mo
▼ 0.25% · 3.875%
HK$73,140
−HK$2,242/mo
Today · 4.125%
HK$75,382
baseline
▲ 0.50% · 4.625%
HK$79,969
+HK$4,587/mo
Deposit HK$6.67M · loan HK$15.55M · min. income ≈ HK$150,764/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,913
−HK$4,263/mo
▼ 0.25% · 3.875%
HK$81,029
−HK$2,147/mo
Today · 4.125%
HK$83,176
baseline
▲ 0.50% · 4.625%
HK$87,561
+HK$4,385/mo
Deposit HK$6.67M · loan HK$15.55M · min. income ≈ HK$166,352/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,201
−HK$5,719/mo
▼ 0.25% · 3.875%
HK$94,037
−HK$2,883/mo
Today · 4.125%
HK$96,920
baseline
▲ 0.50% · 4.625%
HK$102,817
+HK$5,897/mo
Deposit HK$2.22M · loan HK$20.00M · min. income ≈ HK$193,840/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,460
−HK$5,481/mo
▼ 0.25% · 3.875%
HK$104,181
−HK$2,760/mo
Today · 4.125%
HK$106,941
baseline
▲ 0.50% · 4.625%
HK$112,578
+HK$5,637/mo
Deposit HK$2.22M · loan HK$20.00M · min. income ≈ HK$213,882/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,344 · Scale 2, in force from 26 Feb 2026)