LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,670
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$52,246
−HK$1,601/mo
Today · 4.125%
HK$53,847
baseline
▲ 0.50% · 4.625%
HK$57,124
+HK$3,277/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$107,694/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$944,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,370
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$57,882
−HK$1,533/mo
Today · 4.125%
HK$59,415
baseline
▲ 0.50% · 4.625%
HK$62,547
+HK$3,132/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$118,830/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$944,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,804
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,695
−HK$1,922/mo
Today · 4.125%
HK$64,617
baseline
▲ 0.50% · 4.625%
HK$68,549
+HK$3,932/mo
Deposit HK$8.89M · loan HK$13.33M · min. income ≈ HK$129,234/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,644
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$69,458
−HK$1,840/mo
Today · 4.125%
HK$71,298
baseline
▲ 0.50% · 4.625%
HK$75,056
+HK$3,758/mo
Deposit HK$8.89M · loan HK$13.33M · min. income ≈ HK$142,596/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,938
−HK$4,448/mo
▼ 0.25% · 3.875%
HK$73,144
−HK$2,242/mo
Today · 4.125%
HK$75,386
baseline
▲ 0.50% · 4.625%
HK$79,973
+HK$4,587/mo
Deposit HK$6.67M · loan HK$15.55M · min. income ≈ HK$150,772/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,918
−HK$4,263/mo
▼ 0.25% · 3.875%
HK$81,034
−HK$2,147/mo
Today · 4.125%
HK$83,181
baseline
▲ 0.50% · 4.625%
HK$87,566
+HK$4,385/mo
Deposit HK$6.67M · loan HK$15.55M · min. income ≈ HK$166,362/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,206
−HK$5,719/mo
▼ 0.25% · 3.875%
HK$94,043
−HK$2,882/mo
Today · 4.125%
HK$96,925
baseline
▲ 0.50% · 4.625%
HK$102,823
+HK$5,898/mo
Deposit HK$2.22M · loan HK$20.00M · min. income ≈ HK$193,850/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,465
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$104,187
−HK$2,760/mo
Today · 4.125%
HK$106,947
baseline
▲ 0.50% · 4.625%
HK$112,585
+HK$5,638/mo
Deposit HK$2.22M · loan HK$20.00M · min. income ≈ HK$213,894/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,398 · Scale 2, in force from 26 Feb 2026)