LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,671
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$52,247
−HK$1,601/mo
Today · 4.125%
HK$53,848
baseline
▲ 0.50% · 4.625%
HK$57,125
+HK$3,277/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$107,696/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$944,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,371
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$57,883
−HK$1,533/mo
Today · 4.125%
HK$59,416
baseline
▲ 0.50% · 4.625%
HK$62,548
+HK$3,132/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$118,832/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$944,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,805
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,697
−HK$1,921/mo
Today · 4.125%
HK$64,618
baseline
▲ 0.50% · 4.625%
HK$68,550
+HK$3,932/mo
Deposit HK$8.89M · loan HK$13.33M · min. income ≈ HK$129,236/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,645
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$69,459
−HK$1,841/mo
Today · 4.125%
HK$71,300
baseline
▲ 0.50% · 4.625%
HK$75,058
+HK$3,758/mo
Deposit HK$8.89M · loan HK$13.33M · min. income ≈ HK$142,600/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,939
−HK$4,449/mo
▼ 0.25% · 3.875%
HK$73,146
−HK$2,242/mo
Today · 4.125%
HK$75,388
baseline
▲ 0.50% · 4.625%
HK$79,975
+HK$4,587/mo
Deposit HK$6.67M · loan HK$15.56M · min. income ≈ HK$150,776/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,919
−HK$4,264/mo
▼ 0.25% · 3.875%
HK$81,036
−HK$2,147/mo
Today · 4.125%
HK$83,183
baseline
▲ 0.50% · 4.625%
HK$87,568
+HK$4,385/mo
Deposit HK$6.67M · loan HK$15.56M · min. income ≈ HK$166,366/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,208
−HK$5,719/mo
▼ 0.25% · 3.875%
HK$94,045
−HK$2,882/mo
Today · 4.125%
HK$96,927
baseline
▲ 0.50% · 4.625%
HK$102,825
+HK$5,898/mo
Deposit HK$2.22M · loan HK$20.00M · min. income ≈ HK$193,854/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,468
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$104,189
−HK$2,761/mo
Today · 4.125%
HK$106,950
baseline
▲ 0.50% · 4.625%
HK$112,587
+HK$5,637/mo
Deposit HK$2.22M · loan HK$20.00M · min. income ≈ HK$213,900/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,419 · Scale 2, in force from 26 Feb 2026)