LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,672
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$52,248
−HK$1,602/mo
Today · 4.125%
HK$53,850
baseline
▲ 0.50% · 4.625%
HK$57,126
+HK$3,276/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$107,700/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$944,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,372
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$57,884
−HK$1,534/mo
Today · 4.125%
HK$59,418
baseline
▲ 0.50% · 4.625%
HK$62,550
+HK$3,132/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$118,836/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$944,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,807
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,698
−HK$1,922/mo
Today · 4.125%
HK$64,620
baseline
▲ 0.50% · 4.625%
HK$68,552
+HK$3,932/mo
Deposit HK$8.89M · loan HK$13.33M · min. income ≈ HK$129,240/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,647
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$69,461
−HK$1,840/mo
Today · 4.125%
HK$71,301
baseline
▲ 0.50% · 4.625%
HK$75,060
+HK$3,759/mo
Deposit HK$8.89M · loan HK$13.33M · min. income ≈ HK$142,602/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,941
−HK$4,449/mo
▼ 0.25% · 3.875%
HK$73,148
−HK$2,242/mo
Today · 4.125%
HK$75,390
baseline
▲ 0.50% · 4.625%
HK$79,977
+HK$4,587/mo
Deposit HK$6.67M · loan HK$15.56M · min. income ≈ HK$150,780/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,921
−HK$4,264/mo
▼ 0.25% · 3.875%
HK$81,038
−HK$2,147/mo
Today · 4.125%
HK$83,185
baseline
▲ 0.50% · 4.625%
HK$87,570
+HK$4,385/mo
Deposit HK$6.67M · loan HK$15.56M · min. income ≈ HK$166,370/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,210
−HK$5,719/mo
▼ 0.25% · 3.875%
HK$94,047
−HK$2,882/mo
Today · 4.125%
HK$96,929
baseline
▲ 0.50% · 4.625%
HK$102,827
+HK$5,898/mo
Deposit HK$2.22M · loan HK$20.00M · min. income ≈ HK$193,858/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,470
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$104,191
−HK$2,761/mo
Today · 4.125%
HK$106,952
baseline
▲ 0.50% · 4.625%
HK$112,590
+HK$5,638/mo
Deposit HK$2.22M · loan HK$20.00M · min. income ≈ HK$213,904/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,440 · Scale 2, in force from 26 Feb 2026)