LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,674
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$52,250
−HK$1,601/mo
Today · 4.125%
HK$53,851
baseline
▲ 0.50% · 4.625%
HK$57,128
+HK$3,277/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$107,702/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$944,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,374
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$57,886
−HK$1,534/mo
Today · 4.125%
HK$59,420
baseline
▲ 0.50% · 4.625%
HK$62,552
+HK$3,132/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$118,840/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$944,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,808
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,700
−HK$1,921/mo
Today · 4.125%
HK$64,621
baseline
▲ 0.50% · 4.625%
HK$68,554
+HK$3,933/mo
Deposit HK$8.89M · loan HK$13.33M · min. income ≈ HK$129,242/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,649
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$69,463
−HK$1,840/mo
Today · 4.125%
HK$71,303
baseline
▲ 0.50% · 4.625%
HK$75,062
+HK$3,759/mo
Deposit HK$8.89M · loan HK$13.33M · min. income ≈ HK$142,606/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,943
−HK$4,449/mo
▼ 0.25% · 3.875%
HK$73,150
−HK$2,242/mo
Today · 4.125%
HK$75,392
baseline
▲ 0.50% · 4.625%
HK$79,979
+HK$4,587/mo
Deposit HK$6.67M · loan HK$15.56M · min. income ≈ HK$150,784/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,923
−HK$4,264/mo
▼ 0.25% · 3.875%
HK$81,040
−HK$2,147/mo
Today · 4.125%
HK$83,187
baseline
▲ 0.50% · 4.625%
HK$87,572
+HK$4,385/mo
Deposit HK$6.67M · loan HK$15.56M · min. income ≈ HK$166,374/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,212
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$94,050
−HK$2,882/mo
Today · 4.125%
HK$96,932
baseline
▲ 0.50% · 4.625%
HK$102,830
+HK$5,898/mo
Deposit HK$2.22M · loan HK$20.00M · min. income ≈ HK$193,864/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,473
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$104,194
−HK$2,761/mo
Today · 4.125%
HK$106,955
baseline
▲ 0.50% · 4.625%
HK$112,593
+HK$5,638/mo
Deposit HK$2.22M · loan HK$20.00M · min. income ≈ HK$213,910/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,467 · Scale 2, in force from 26 Feb 2026)