LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,675
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$52,251
−HK$1,602/mo
Today · 4.125%
HK$53,853
baseline
▲ 0.50% · 4.625%
HK$57,130
+HK$3,277/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$107,706/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$944,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,375
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$57,887
−HK$1,534/mo
Today · 4.125%
HK$59,421
baseline
▲ 0.50% · 4.625%
HK$62,553
+HK$3,132/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$118,842/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$944,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,810
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,702
−HK$1,921/mo
Today · 4.125%
HK$64,623
baseline
▲ 0.50% · 4.625%
HK$68,555
+HK$3,932/mo
Deposit HK$8.89M · loan HK$13.33M · min. income ≈ HK$129,246/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,650
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$69,465
−HK$1,840/mo
Today · 4.125%
HK$71,305
baseline
▲ 0.50% · 4.625%
HK$75,064
+HK$3,759/mo
Deposit HK$8.89M · loan HK$13.33M · min. income ≈ HK$142,610/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,945
−HK$4,449/mo
▼ 0.25% · 3.875%
HK$73,152
−HK$2,242/mo
Today · 4.125%
HK$75,394
baseline
▲ 0.50% · 4.625%
HK$79,981
+HK$4,587/mo
Deposit HK$6.67M · loan HK$15.56M · min. income ≈ HK$150,788/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,926
−HK$4,264/mo
▼ 0.25% · 3.875%
HK$81,042
−HK$2,148/mo
Today · 4.125%
HK$83,190
baseline
▲ 0.50% · 4.625%
HK$87,575
+HK$4,385/mo
Deposit HK$6.67M · loan HK$15.56M · min. income ≈ HK$166,380/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,215
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$94,052
−HK$2,883/mo
Today · 4.125%
HK$96,935
baseline
▲ 0.50% · 4.625%
HK$102,833
+HK$5,898/mo
Deposit HK$2.22M · loan HK$20.00M · min. income ≈ HK$193,870/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,476
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$104,197
−HK$2,761/mo
Today · 4.125%
HK$106,958
baseline
▲ 0.50% · 4.625%
HK$112,596
+HK$5,638/mo
Deposit HK$2.22M · loan HK$20.00M · min. income ≈ HK$213,916/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,494 · Scale 2, in force from 26 Feb 2026)