LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,676
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$52,252
−HK$1,602/mo
Today · 4.125%
HK$53,854
baseline
▲ 0.50% · 4.625%
HK$57,131
+HK$3,277/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$107,708/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$944,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,377
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$57,889
−HK$1,533/mo
Today · 4.125%
HK$59,422
baseline
▲ 0.50% · 4.625%
HK$62,555
+HK$3,133/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$118,844/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$944,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,811
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$62,703
−HK$1,922/mo
Today · 4.125%
HK$64,625
baseline
▲ 0.50% · 4.625%
HK$68,557
+HK$3,932/mo
Deposit HK$8.89M · loan HK$13.33M · min. income ≈ HK$129,250/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,652
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$69,466
−HK$1,841/mo
Today · 4.125%
HK$71,307
baseline
▲ 0.50% · 4.625%
HK$75,066
+HK$3,759/mo
Deposit HK$8.89M · loan HK$13.33M · min. income ≈ HK$142,614/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,946
−HK$4,449/mo
▼ 0.25% · 3.875%
HK$73,153
−HK$2,242/mo
Today · 4.125%
HK$75,395
baseline
▲ 0.50% · 4.625%
HK$79,983
+HK$4,588/mo
Deposit HK$6.67M · loan HK$15.56M · min. income ≈ HK$150,790/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,927
−HK$4,264/mo
▼ 0.25% · 3.875%
HK$81,044
−HK$2,147/mo
Today · 4.125%
HK$83,191
baseline
▲ 0.50% · 4.625%
HK$87,577
+HK$4,386/mo
Deposit HK$6.67M · loan HK$15.56M · min. income ≈ HK$166,382/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,217
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$94,054
−HK$2,883/mo
Today · 4.125%
HK$96,937
baseline
▲ 0.50% · 4.625%
HK$102,835
+HK$5,898/mo
Deposit HK$2.22M · loan HK$20.00M · min. income ≈ HK$193,874/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,478
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$104,199
−HK$2,761/mo
Today · 4.125%
HK$106,960
baseline
▲ 0.50% · 4.625%
HK$112,598
+HK$5,638/mo
Deposit HK$2.22M · loan HK$20.00M · min. income ≈ HK$213,920/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,514 · Scale 2, in force from 26 Feb 2026)