LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,677
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$52,253
−HK$1,602/mo
Today · 4.125%
HK$53,855
baseline
▲ 0.50% · 4.625%
HK$57,132
+HK$3,277/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$107,710/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$944,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,378
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$57,890
−HK$1,534/mo
Today · 4.125%
HK$59,424
baseline
▲ 0.50% · 4.625%
HK$62,556
+HK$3,132/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$118,848/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$944,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,812
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$62,704
−HK$1,922/mo
Today · 4.125%
HK$64,626
baseline
▲ 0.50% · 4.625%
HK$68,558
+HK$3,932/mo
Deposit HK$8.89M · loan HK$13.33M · min. income ≈ HK$129,252/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,653
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$69,468
−HK$1,840/mo
Today · 4.125%
HK$71,308
baseline
▲ 0.50% · 4.625%
HK$75,067
+HK$3,759/mo
Deposit HK$8.89M · loan HK$13.33M · min. income ≈ HK$142,616/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,948
−HK$4,449/mo
▼ 0.25% · 3.875%
HK$73,155
−HK$2,242/mo
Today · 4.125%
HK$75,397
baseline
▲ 0.50% · 4.625%
HK$79,985
+HK$4,588/mo
Deposit HK$6.67M · loan HK$15.56M · min. income ≈ HK$150,794/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,929
−HK$4,264/mo
▼ 0.25% · 3.875%
HK$81,045
−HK$2,148/mo
Today · 4.125%
HK$83,193
baseline
▲ 0.50% · 4.625%
HK$87,578
+HK$4,385/mo
Deposit HK$6.67M · loan HK$15.56M · min. income ≈ HK$166,386/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,219
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$94,056
−HK$2,883/mo
Today · 4.125%
HK$96,939
baseline
▲ 0.50% · 4.625%
HK$102,837
+HK$5,898/mo
Deposit HK$2.22M · loan HK$20.00M · min. income ≈ HK$193,878/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,480
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$104,201
−HK$2,761/mo
Today · 4.125%
HK$106,962
baseline
▲ 0.50% · 4.625%
HK$112,600
+HK$5,638/mo
Deposit HK$2.22M · loan HK$20.00M · min. income ≈ HK$213,924/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,530 · Scale 2, in force from 26 Feb 2026)