LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,679
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$52,255
−HK$1,602/mo
Today · 4.125%
HK$53,857
baseline
▲ 0.50% · 4.625%
HK$57,134
+HK$3,277/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$107,714/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$944,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,380
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$57,892
−HK$1,534/mo
Today · 4.125%
HK$59,426
baseline
▲ 0.50% · 4.625%
HK$62,558
+HK$3,132/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$118,852/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$944,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,815
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,706
−HK$1,922/mo
Today · 4.125%
HK$64,628
baseline
▲ 0.50% · 4.625%
HK$68,561
+HK$3,933/mo
Deposit HK$8.89M · loan HK$13.34M · min. income ≈ HK$129,256/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,656
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$69,470
−HK$1,841/mo
Today · 4.125%
HK$71,311
baseline
▲ 0.50% · 4.625%
HK$75,070
+HK$3,759/mo
Deposit HK$8.89M · loan HK$13.34M · min. income ≈ HK$142,622/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$944,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,950
−HK$4,449/mo
▼ 0.25% · 3.875%
HK$73,157
−HK$2,242/mo
Today · 4.125%
HK$75,399
baseline
▲ 0.50% · 4.625%
HK$79,987
+HK$4,588/mo
Deposit HK$6.67M · loan HK$15.56M · min. income ≈ HK$150,798/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,931
−HK$4,265/mo
▼ 0.25% · 3.875%
HK$81,048
−HK$2,148/mo
Today · 4.125%
HK$83,196
baseline
▲ 0.50% · 4.625%
HK$87,581
+HK$4,385/mo
Deposit HK$6.67M · loan HK$15.56M · min. income ≈ HK$166,392/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,222
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$94,059
−HK$2,883/mo
Today · 4.125%
HK$96,942
baseline
▲ 0.50% · 4.625%
HK$102,841
+HK$5,899/mo
Deposit HK$2.22M · loan HK$20.00M · min. income ≈ HK$193,884/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,483
−HK$5,483/mo
▼ 0.25% · 3.875%
HK$104,205
−HK$2,761/mo
Today · 4.125%
HK$106,966
baseline
▲ 0.50% · 4.625%
HK$112,605
+HK$5,639/mo
Deposit HK$2.22M · loan HK$20.00M · min. income ≈ HK$213,932/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,564 · Scale 2, in force from 26 Feb 2026)