LTV · monthly repayment
▼ 0.50% · 3.625%
HK$506,788
−HK$31,780/mo
▼ 0.25% · 3.875%
HK$522,552
−HK$16,016/mo
Today · 4.125%
HK$538,568
baseline
▲ 0.50% · 4.625%
HK$571,339
+HK$32,771/mo
Deposit HK$111.13M · loan HK$111.13M · min. income ≈ HK$1,077,136/mo (50% DSR)
Upfront cash ≈ HK$125.57M (deposit + AVD stamp duty HK$14,446,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$563,797
−HK$30,460/mo
▼ 0.25% · 3.875%
HK$578,917
−HK$15,340/mo
Today · 4.125%
HK$594,257
baseline
▲ 0.50% · 4.625%
HK$625,581
+HK$31,324/mo
Deposit HK$111.13M · loan HK$111.13M · min. income ≈ HK$1,188,514/mo (50% DSR)
Upfront cash ≈ HK$125.57M (deposit + AVD stamp duty HK$14,446,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$608,146
−HK$38,136/mo
▼ 0.25% · 3.875%
HK$627,062
−HK$19,220/mo
Today · 4.125%
HK$646,282
baseline
▲ 0.50% · 4.625%
HK$685,606
+HK$39,324/mo
Deposit HK$88.90M · loan HK$133.35M · min. income ≈ HK$1,292,564/mo (50% DSR)
Upfront cash ≈ HK$103.35M (deposit + AVD stamp duty HK$14,446,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$676,556
−HK$36,552/mo
▼ 0.25% · 3.875%
HK$694,701
−HK$18,407/mo
Today · 4.125%
HK$713,108
baseline
▲ 0.50% · 4.625%
HK$750,697
+HK$37,589/mo
Deposit HK$88.90M · loan HK$133.35M · min. income ≈ HK$1,426,216/mo (50% DSR)
Upfront cash ≈ HK$103.35M (deposit + AVD stamp duty HK$14,446,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$709,503
−HK$44,492/mo
▼ 0.25% · 3.875%
HK$731,573
−HK$22,422/mo
Today · 4.125%
HK$753,995
baseline
▲ 0.50% · 4.625%
HK$799,874
+HK$45,879/mo
Deposit HK$66.68M · loan HK$155.58M · min. income ≈ HK$1,507,990/mo (50% DSR)
Upfront cash ≈ HK$81.12M (deposit + AVD stamp duty HK$14,446,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$789,315
−HK$42,644/mo
▼ 0.25% · 3.875%
HK$810,484
−HK$21,475/mo
Today · 4.125%
HK$831,959
baseline
▲ 0.50% · 4.625%
HK$875,813
+HK$43,854/mo
Deposit HK$66.68M · loan HK$155.58M · min. income ≈ HK$1,663,918/mo (50% DSR)
Upfront cash ≈ HK$81.12M (deposit + AVD stamp duty HK$14,446,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$912,218
−HK$57,205/mo
▼ 0.25% · 3.875%
HK$940,594
−HK$28,829/mo
Today · 4.125%
HK$969,423
baseline
▲ 0.50% · 4.625%
HK$1,028,410
+HK$58,987/mo
Deposit HK$22.23M · loan HK$200.03M · min. income ≈ HK$1,938,846/mo (50% DSR)
Upfront cash ≈ HK$36.67M (deposit + AVD stamp duty HK$14,446,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,014,834
−HK$54,828/mo
▼ 0.25% · 3.875%
HK$1,042,051
−HK$27,611/mo
Today · 4.125%
HK$1,069,662
baseline
▲ 0.50% · 4.625%
HK$1,126,046
+HK$56,384/mo
Deposit HK$22.23M · loan HK$200.03M · min. income ≈ HK$2,139,324/mo (50% DSR)
Upfront cash ≈ HK$36.67M (deposit + AVD stamp duty HK$14,446,279 · Scale 2, in force from 26 Feb 2026)