LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,682
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$52,258
−HK$1,602/mo
Today · 4.125%
HK$53,860
baseline
▲ 0.50% · 4.625%
HK$57,137
+HK$3,277/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$107,720/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$944,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,383
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$57,895
−HK$1,534/mo
Today · 4.125%
HK$59,429
baseline
▲ 0.50% · 4.625%
HK$62,562
+HK$3,133/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$118,858/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$944,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,818
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$62,710
−HK$1,922/mo
Today · 4.125%
HK$64,632
baseline
▲ 0.50% · 4.625%
HK$68,565
+HK$3,933/mo
Deposit HK$8.89M · loan HK$13.34M · min. income ≈ HK$129,264/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$944,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,660
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$69,474
−HK$1,841/mo
Today · 4.125%
HK$71,315
baseline
▲ 0.50% · 4.625%
HK$75,074
+HK$3,759/mo
Deposit HK$8.89M · loan HK$13.34M · min. income ≈ HK$142,630/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$944,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,955
−HK$4,449/mo
▼ 0.25% · 3.875%
HK$73,162
−HK$2,242/mo
Today · 4.125%
HK$75,404
baseline
▲ 0.50% · 4.625%
HK$79,992
+HK$4,588/mo
Deposit HK$6.67M · loan HK$15.56M · min. income ≈ HK$150,808/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,936
−HK$4,265/mo
▼ 0.25% · 3.875%
HK$81,053
−HK$2,148/mo
Today · 4.125%
HK$83,201
baseline
▲ 0.50% · 4.625%
HK$87,587
+HK$4,386/mo
Deposit HK$6.67M · loan HK$15.56M · min. income ≈ HK$166,402/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,227
−HK$5,721/mo
▼ 0.25% · 3.875%
HK$94,065
−HK$2,883/mo
Today · 4.125%
HK$96,948
baseline
▲ 0.50% · 4.625%
HK$102,847
+HK$5,899/mo
Deposit HK$2.22M · loan HK$20.00M · min. income ≈ HK$193,896/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,490
−HK$5,483/mo
▼ 0.25% · 3.875%
HK$104,211
−HK$2,762/mo
Today · 4.125%
HK$106,973
baseline
▲ 0.50% · 4.625%
HK$112,611
+HK$5,638/mo
Deposit HK$2.22M · loan HK$20.00M · min. income ≈ HK$213,946/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,622 · Scale 2, in force from 26 Feb 2026)