LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,690
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$52,267
−HK$1,602/mo
Today · 4.125%
HK$53,869
baseline
▲ 0.50% · 4.625%
HK$57,146
+HK$3,277/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$107,738/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$944,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,392
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$57,904
−HK$1,535/mo
Today · 4.125%
HK$59,439
baseline
▲ 0.50% · 4.625%
HK$62,572
+HK$3,133/mo
Deposit HK$11.11M · loan HK$11.11M · min. income ≈ HK$118,878/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$944,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,828
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$62,720
−HK$1,922/mo
Today · 4.125%
HK$64,642
baseline
▲ 0.50% · 4.625%
HK$68,576
+HK$3,934/mo
Deposit HK$8.89M · loan HK$13.34M · min. income ≈ HK$129,284/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$944,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,670
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$69,485
−HK$1,841/mo
Today · 4.125%
HK$71,326
baseline
▲ 0.50% · 4.625%
HK$75,086
+HK$3,760/mo
Deposit HK$8.89M · loan HK$13.34M · min. income ≈ HK$142,652/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$944,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,966
−HK$4,450/mo
▼ 0.25% · 3.875%
HK$73,173
−HK$2,243/mo
Today · 4.125%
HK$75,416
baseline
▲ 0.50% · 4.625%
HK$80,005
+HK$4,589/mo
Deposit HK$6.67M · loan HK$15.56M · min. income ≈ HK$150,832/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,949
−HK$4,265/mo
▼ 0.25% · 3.875%
HK$81,066
−HK$2,148/mo
Today · 4.125%
HK$83,214
baseline
▲ 0.50% · 4.625%
HK$87,600
+HK$4,386/mo
Deposit HK$6.67M · loan HK$15.56M · min. income ≈ HK$166,428/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,242
−HK$5,721/mo
▼ 0.25% · 3.875%
HK$94,080
−HK$2,883/mo
Today · 4.125%
HK$96,963
baseline
▲ 0.50% · 4.625%
HK$102,863
+HK$5,900/mo
Deposit HK$2.22M · loan HK$20.01M · min. income ≈ HK$193,926/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,505
−HK$5,484/mo
▼ 0.25% · 3.875%
HK$104,228
−HK$2,761/mo
Today · 4.125%
HK$106,989
baseline
▲ 0.50% · 4.625%
HK$112,629
+HK$5,640/mo
Deposit HK$2.22M · loan HK$20.01M · min. income ≈ HK$213,978/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,770 · Scale 2, in force from 26 Feb 2026)