LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,691
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$52,268
−HK$1,602/mo
Today · 4.125%
HK$53,870
baseline
▲ 0.50% · 4.625%
HK$57,148
+HK$3,278/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$107,740/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$944,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,393
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$57,906
−HK$1,534/mo
Today · 4.125%
HK$59,440
baseline
▲ 0.50% · 4.625%
HK$62,573
+HK$3,133/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$118,880/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$944,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,829
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$62,722
−HK$1,922/mo
Today · 4.125%
HK$64,644
baseline
▲ 0.50% · 4.625%
HK$68,577
+HK$3,933/mo
Deposit HK$8.89M · loan HK$13.34M · min. income ≈ HK$129,288/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$944,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,672
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$69,487
−HK$1,841/mo
Today · 4.125%
HK$71,328
baseline
▲ 0.50% · 4.625%
HK$75,088
+HK$3,760/mo
Deposit HK$8.89M · loan HK$13.34M · min. income ≈ HK$142,656/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$944,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,968
−HK$4,450/mo
▼ 0.25% · 3.875%
HK$73,175
−HK$2,243/mo
Today · 4.125%
HK$75,418
baseline
▲ 0.50% · 4.625%
HK$80,007
+HK$4,589/mo
Deposit HK$6.67M · loan HK$15.56M · min. income ≈ HK$150,836/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,951
−HK$4,265/mo
▼ 0.25% · 3.875%
HK$81,068
−HK$2,148/mo
Today · 4.125%
HK$83,216
baseline
▲ 0.50% · 4.625%
HK$87,603
+HK$4,387/mo
Deposit HK$6.67M · loan HK$15.56M · min. income ≈ HK$166,432/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,244
−HK$5,722/mo
▼ 0.25% · 3.875%
HK$94,082
−HK$2,884/mo
Today · 4.125%
HK$96,966
baseline
▲ 0.50% · 4.625%
HK$102,866
+HK$5,900/mo
Deposit HK$2.22M · loan HK$20.01M · min. income ≈ HK$193,932/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,508
−HK$5,484/mo
▼ 0.25% · 3.875%
HK$104,230
−HK$2,762/mo
Today · 4.125%
HK$106,992
baseline
▲ 0.50% · 4.625%
HK$112,632
+HK$5,640/mo
Deposit HK$2.22M · loan HK$20.01M · min. income ≈ HK$213,984/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,795 · Scale 2, in force from 26 Feb 2026)