LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,695
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$52,272
−HK$1,602/mo
Today · 4.125%
HK$53,874
baseline
▲ 0.50% · 4.625%
HK$57,152
+HK$3,278/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$107,748/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$944,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,398
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$57,911
−HK$1,534/mo
Today · 4.125%
HK$59,445
baseline
▲ 0.50% · 4.625%
HK$62,578
+HK$3,133/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$118,890/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$944,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,834
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$62,727
−HK$1,922/mo
Today · 4.125%
HK$64,649
baseline
▲ 0.50% · 4.625%
HK$68,583
+HK$3,934/mo
Deposit HK$8.89M · loan HK$13.34M · min. income ≈ HK$129,298/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$944,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,678
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$69,493
−HK$1,841/mo
Today · 4.125%
HK$71,334
baseline
▲ 0.50% · 4.625%
HK$75,094
+HK$3,760/mo
Deposit HK$8.89M · loan HK$13.34M · min. income ≈ HK$142,668/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$944,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,973
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$73,181
−HK$2,243/mo
Today · 4.125%
HK$75,424
baseline
▲ 0.50% · 4.625%
HK$80,013
+HK$4,589/mo
Deposit HK$6.67M · loan HK$15.56M · min. income ≈ HK$150,848/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,957
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$81,075
−HK$2,148/mo
Today · 4.125%
HK$83,223
baseline
▲ 0.50% · 4.625%
HK$87,610
+HK$4,387/mo
Deposit HK$6.67M · loan HK$15.56M · min. income ≈ HK$166,446/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,251
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$94,090
−HK$2,884/mo
Today · 4.125%
HK$96,974
baseline
▲ 0.50% · 4.625%
HK$102,874
+HK$5,900/mo
Deposit HK$2.22M · loan HK$20.01M · min. income ≈ HK$193,948/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,516
−HK$5,485/mo
▼ 0.25% · 3.875%
HK$104,239
−HK$2,762/mo
Today · 4.125%
HK$107,001
baseline
▲ 0.50% · 4.625%
HK$112,641
+HK$5,640/mo
Deposit HK$2.22M · loan HK$20.01M · min. income ≈ HK$214,002/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,871 · Scale 2, in force from 26 Feb 2026)