LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,698
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$52,275
−HK$1,602/mo
Today · 4.125%
HK$53,877
baseline
▲ 0.50% · 4.625%
HK$57,155
+HK$3,278/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$107,754/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$944,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,401
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$57,913
−HK$1,535/mo
Today · 4.125%
HK$59,448
baseline
▲ 0.50% · 4.625%
HK$62,581
+HK$3,133/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$118,896/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$944,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,837
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$62,730
−HK$1,922/mo
Today · 4.125%
HK$64,652
baseline
▲ 0.50% · 4.625%
HK$68,586
+HK$3,934/mo
Deposit HK$8.89M · loan HK$13.34M · min. income ≈ HK$129,304/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$944,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,681
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$69,496
−HK$1,841/mo
Today · 4.125%
HK$71,337
baseline
▲ 0.50% · 4.625%
HK$75,098
+HK$3,761/mo
Deposit HK$8.89M · loan HK$13.34M · min. income ≈ HK$142,674/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$944,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,977
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$73,184
−HK$2,244/mo
Today · 4.125%
HK$75,428
baseline
▲ 0.50% · 4.625%
HK$80,017
+HK$4,589/mo
Deposit HK$6.67M · loan HK$15.56M · min. income ≈ HK$150,856/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,961
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$81,079
−HK$2,148/mo
Today · 4.125%
HK$83,227
baseline
▲ 0.50% · 4.625%
HK$87,614
+HK$4,387/mo
Deposit HK$6.67M · loan HK$15.56M · min. income ≈ HK$166,454/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,256
−HK$5,722/mo
▼ 0.25% · 3.875%
HK$94,094
−HK$2,884/mo
Today · 4.125%
HK$96,978
baseline
▲ 0.50% · 4.625%
HK$102,879
+HK$5,901/mo
Deposit HK$2.22M · loan HK$20.01M · min. income ≈ HK$193,956/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,521
−HK$5,485/mo
▼ 0.25% · 3.875%
HK$104,244
−HK$2,762/mo
Today · 4.125%
HK$107,006
baseline
▲ 0.50% · 4.625%
HK$112,646
+HK$5,640/mo
Deposit HK$2.22M · loan HK$20.01M · min. income ≈ HK$214,012/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,915 · Scale 2, in force from 26 Feb 2026)