LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,699
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$52,276
−HK$1,602/mo
Today · 4.125%
HK$53,878
baseline
▲ 0.50% · 4.625%
HK$57,156
+HK$3,278/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$107,756/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$944,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,402
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$57,914
−HK$1,535/mo
Today · 4.125%
HK$59,449
baseline
▲ 0.50% · 4.625%
HK$62,583
+HK$3,134/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$118,898/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$944,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,838
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$62,731
−HK$1,922/mo
Today · 4.125%
HK$64,653
baseline
▲ 0.50% · 4.625%
HK$68,587
+HK$3,934/mo
Deposit HK$8.89M · loan HK$13.34M · min. income ≈ HK$129,306/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$944,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,682
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$69,497
−HK$1,842/mo
Today · 4.125%
HK$71,339
baseline
▲ 0.50% · 4.625%
HK$75,099
+HK$3,760/mo
Deposit HK$8.89M · loan HK$13.34M · min. income ≈ HK$142,678/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$944,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,978
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$73,186
−HK$2,243/mo
Today · 4.125%
HK$75,429
baseline
▲ 0.50% · 4.625%
HK$80,019
+HK$4,590/mo
Deposit HK$6.67M · loan HK$15.56M · min. income ≈ HK$150,858/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$944,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,962
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$81,080
−HK$2,148/mo
Today · 4.125%
HK$83,228
baseline
▲ 0.50% · 4.625%
HK$87,616
+HK$4,388/mo
Deposit HK$6.67M · loan HK$15.56M · min. income ≈ HK$166,456/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$944,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,258
−HK$5,722/mo
▼ 0.25% · 3.875%
HK$94,096
−HK$2,884/mo
Today · 4.125%
HK$96,980
baseline
▲ 0.50% · 4.625%
HK$102,881
+HK$5,901/mo
Deposit HK$2.22M · loan HK$20.01M · min. income ≈ HK$193,960/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,523
−HK$5,485/mo
▼ 0.25% · 3.875%
HK$104,246
−HK$2,762/mo
Today · 4.125%
HK$107,008
baseline
▲ 0.50% · 4.625%
HK$112,649
+HK$5,641/mo
Deposit HK$2.22M · loan HK$20.01M · min. income ≈ HK$214,016/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,934 · Scale 2, in force from 26 Feb 2026)