LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,702
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$52,279
−HK$1,602/mo
Today · 4.125%
HK$53,881
baseline
▲ 0.50% · 4.625%
HK$57,160
+HK$3,279/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$107,762/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$944,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,405
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$57,918
−HK$1,535/mo
Today · 4.125%
HK$59,453
baseline
▲ 0.50% · 4.625%
HK$62,587
+HK$3,134/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$118,906/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$944,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,842
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$62,735
−HK$1,923/mo
Today · 4.125%
HK$64,658
baseline
▲ 0.50% · 4.625%
HK$68,592
+HK$3,934/mo
Deposit HK$8.89M · loan HK$13.34M · min. income ≈ HK$129,316/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$944,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,686
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$69,502
−HK$1,841/mo
Today · 4.125%
HK$71,343
baseline
▲ 0.50% · 4.625%
HK$75,104
+HK$3,761/mo
Deposit HK$8.89M · loan HK$13.34M · min. income ≈ HK$142,686/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$944,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,983
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$73,191
−HK$2,243/mo
Today · 4.125%
HK$75,434
baseline
▲ 0.50% · 4.625%
HK$80,024
+HK$4,590/mo
Deposit HK$6.67M · loan HK$15.56M · min. income ≈ HK$150,868/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$944,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,967
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$81,085
−HK$2,149/mo
Today · 4.125%
HK$83,234
baseline
▲ 0.50% · 4.625%
HK$87,621
+HK$4,387/mo
Deposit HK$6.67M · loan HK$15.56M · min. income ≈ HK$166,468/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$944,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,263
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$94,102
−HK$2,884/mo
Today · 4.125%
HK$96,986
baseline
▲ 0.50% · 4.625%
HK$102,888
+HK$5,902/mo
Deposit HK$2.22M · loan HK$20.01M · min. income ≈ HK$193,972/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,530
−HK$5,485/mo
▼ 0.25% · 3.875%
HK$104,253
−HK$2,762/mo
Today · 4.125%
HK$107,015
baseline
▲ 0.50% · 4.625%
HK$112,656
+HK$5,641/mo
Deposit HK$2.22M · loan HK$20.01M · min. income ≈ HK$214,030/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$944,995 · Scale 2, in force from 26 Feb 2026)