LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,703
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$52,280
−HK$1,602/mo
Today · 4.125%
HK$53,882
baseline
▲ 0.50% · 4.625%
HK$57,161
+HK$3,279/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$107,764/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$945,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,406
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$57,919
−HK$1,535/mo
Today · 4.125%
HK$59,454
baseline
▲ 0.50% · 4.625%
HK$62,588
+HK$3,134/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$118,908/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$945,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,843
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$62,736
−HK$1,923/mo
Today · 4.125%
HK$64,659
baseline
▲ 0.50% · 4.625%
HK$68,593
+HK$3,934/mo
Deposit HK$8.89M · loan HK$13.34M · min. income ≈ HK$129,318/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$945,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,688
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$69,503
−HK$1,841/mo
Today · 4.125%
HK$71,344
baseline
▲ 0.50% · 4.625%
HK$75,105
+HK$3,761/mo
Deposit HK$8.89M · loan HK$13.34M · min. income ≈ HK$142,688/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$945,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,984
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$73,192
−HK$2,243/mo
Today · 4.125%
HK$75,435
baseline
▲ 0.50% · 4.625%
HK$80,025
+HK$4,590/mo
Deposit HK$6.67M · loan HK$15.56M · min. income ≈ HK$150,870/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,969
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$81,087
−HK$2,148/mo
Today · 4.125%
HK$83,235
baseline
▲ 0.50% · 4.625%
HK$87,623
+HK$4,388/mo
Deposit HK$6.67M · loan HK$15.56M · min. income ≈ HK$166,470/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,265
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$94,104
−HK$2,884/mo
Today · 4.125%
HK$96,988
baseline
▲ 0.50% · 4.625%
HK$102,890
+HK$5,902/mo
Deposit HK$2.22M · loan HK$20.01M · min. income ≈ HK$193,976/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,531
−HK$5,486/mo
▼ 0.25% · 3.875%
HK$104,254
−HK$2,763/mo
Today · 4.125%
HK$107,017
baseline
▲ 0.50% · 4.625%
HK$112,658
+HK$5,641/mo
Deposit HK$2.22M · loan HK$20.01M · min. income ≈ HK$214,034/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,011 · Scale 2, in force from 26 Feb 2026)