LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,703
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$52,280
−HK$1,603/mo
Today · 4.125%
HK$53,883
baseline
▲ 0.50% · 4.625%
HK$57,161
+HK$3,278/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$107,766/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$945,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,407
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$57,920
−HK$1,534/mo
Today · 4.125%
HK$59,454
baseline
▲ 0.50% · 4.625%
HK$62,588
+HK$3,134/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$118,908/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$945,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,844
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$62,736
−HK$1,923/mo
Today · 4.125%
HK$64,659
baseline
▲ 0.50% · 4.625%
HK$68,594
+HK$3,935/mo
Deposit HK$8.89M · loan HK$13.34M · min. income ≈ HK$129,318/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$945,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,688
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$69,504
−HK$1,841/mo
Today · 4.125%
HK$71,345
baseline
▲ 0.50% · 4.625%
HK$75,106
+HK$3,761/mo
Deposit HK$8.89M · loan HK$13.34M · min. income ≈ HK$142,690/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$945,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,985
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$73,193
−HK$2,243/mo
Today · 4.125%
HK$75,436
baseline
▲ 0.50% · 4.625%
HK$80,026
+HK$4,590/mo
Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$150,872/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,970
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$81,088
−HK$2,148/mo
Today · 4.125%
HK$83,236
baseline
▲ 0.50% · 4.625%
HK$87,624
+HK$4,388/mo
Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$166,472/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,266
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$94,105
−HK$2,884/mo
Today · 4.125%
HK$96,989
baseline
▲ 0.50% · 4.625%
HK$102,891
+HK$5,902/mo
Deposit HK$2.22M · loan HK$20.01M · min. income ≈ HK$193,978/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,532
−HK$5,486/mo
▼ 0.25% · 3.875%
HK$104,255
−HK$2,763/mo
Today · 4.125%
HK$107,018
baseline
▲ 0.50% · 4.625%
HK$112,659
+HK$5,641/mo
Deposit HK$2.22M · loan HK$20.01M · min. income ≈ HK$214,036/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,021 · Scale 2, in force from 26 Feb 2026)