LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,704
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$52,281
−HK$1,602/mo
Today · 4.125%
HK$53,883
baseline
▲ 0.50% · 4.625%
HK$57,162
+HK$3,279/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$107,766/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$945,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,408
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$57,920
−HK$1,535/mo
Today · 4.125%
HK$59,455
baseline
▲ 0.50% · 4.625%
HK$62,589
+HK$3,134/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$118,910/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$945,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,845
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$62,737
−HK$1,923/mo
Today · 4.125%
HK$64,660
baseline
▲ 0.50% · 4.625%
HK$68,595
+HK$3,935/mo
Deposit HK$8.89M · loan HK$13.34M · min. income ≈ HK$129,320/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$945,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,689
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$69,504
−HK$1,842/mo
Today · 4.125%
HK$71,346
baseline
▲ 0.50% · 4.625%
HK$75,107
+HK$3,761/mo
Deposit HK$8.89M · loan HK$13.34M · min. income ≈ HK$142,692/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$945,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,985
−HK$4,452/mo
▼ 0.25% · 3.875%
HK$73,193
−HK$2,244/mo
Today · 4.125%
HK$75,437
baseline
▲ 0.50% · 4.625%
HK$80,027
+HK$4,590/mo
Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$150,874/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,971
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$81,088
−HK$2,149/mo
Today · 4.125%
HK$83,237
baseline
▲ 0.50% · 4.625%
HK$87,625
+HK$4,388/mo
Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$166,474/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,267
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$94,106
−HK$2,884/mo
Today · 4.125%
HK$96,990
baseline
▲ 0.50% · 4.625%
HK$102,892
+HK$5,902/mo
Deposit HK$2.22M · loan HK$20.01M · min. income ≈ HK$193,980/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,534
−HK$5,485/mo
▼ 0.25% · 3.875%
HK$104,257
−HK$2,762/mo
Today · 4.125%
HK$107,019
baseline
▲ 0.50% · 4.625%
HK$112,660
+HK$5,641/mo
Deposit HK$2.22M · loan HK$20.01M · min. income ≈ HK$214,038/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,032 · Scale 2, in force from 26 Feb 2026)