LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,705
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$52,282
−HK$1,603/mo
Today · 4.125%
HK$53,885
baseline
▲ 0.50% · 4.625%
HK$57,164
+HK$3,279/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$107,770/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$945,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,409
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$57,922
−HK$1,535/mo
Today · 4.125%
HK$59,457
baseline
▲ 0.50% · 4.625%
HK$62,591
+HK$3,134/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$118,914/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$945,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,846
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$62,739
−HK$1,923/mo
Today · 4.125%
HK$64,662
baseline
▲ 0.50% · 4.625%
HK$68,596
+HK$3,934/mo
Deposit HK$8.89M · loan HK$13.34M · min. income ≈ HK$129,324/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$945,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,691
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$69,506
−HK$1,842/mo
Today · 4.125%
HK$71,348
baseline
▲ 0.50% · 4.625%
HK$75,109
+HK$3,761/mo
Deposit HK$8.89M · loan HK$13.34M · min. income ≈ HK$142,696/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$945,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,987
−HK$4,452/mo
▼ 0.25% · 3.875%
HK$73,195
−HK$2,244/mo
Today · 4.125%
HK$75,439
baseline
▲ 0.50% · 4.625%
HK$80,029
+HK$4,590/mo
Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$150,878/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,973
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$81,091
−HK$2,148/mo
Today · 4.125%
HK$83,239
baseline
▲ 0.50% · 4.625%
HK$87,627
+HK$4,388/mo
Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$166,478/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,269
−HK$5,724/mo
▼ 0.25% · 3.875%
HK$94,108
−HK$2,885/mo
Today · 4.125%
HK$96,993
baseline
▲ 0.50% · 4.625%
HK$102,895
+HK$5,902/mo
Deposit HK$2.22M · loan HK$20.01M · min. income ≈ HK$193,986/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,536
−HK$5,486/mo
▼ 0.25% · 3.875%
HK$104,259
−HK$2,763/mo
Today · 4.125%
HK$107,022
baseline
▲ 0.50% · 4.625%
HK$112,663
+HK$5,641/mo
Deposit HK$2.22M · loan HK$20.01M · min. income ≈ HK$214,044/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,057 · Scale 2, in force from 26 Feb 2026)