LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,706
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$52,283
−HK$1,603/mo
Today · 4.125%
HK$53,886
baseline
▲ 0.50% · 4.625%
HK$57,165
+HK$3,279/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$107,772/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$945,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,410
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$57,923
−HK$1,535/mo
Today · 4.125%
HK$59,458
baseline
▲ 0.50% · 4.625%
HK$62,592
+HK$3,134/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$118,916/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$945,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,847
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$62,740
−HK$1,923/mo
Today · 4.125%
HK$64,663
baseline
▲ 0.50% · 4.625%
HK$68,598
+HK$3,935/mo
Deposit HK$8.89M · loan HK$13.34M · min. income ≈ HK$129,326/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$945,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,692
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$69,507
−HK$1,842/mo
Today · 4.125%
HK$71,349
baseline
▲ 0.50% · 4.625%
HK$75,110
+HK$3,761/mo
Deposit HK$8.89M · loan HK$13.34M · min. income ≈ HK$142,698/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$945,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,989
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$73,197
−HK$2,243/mo
Today · 4.125%
HK$75,440
baseline
▲ 0.50% · 4.625%
HK$80,030
+HK$4,590/mo
Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$150,880/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,974
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$81,092
−HK$2,149/mo
Today · 4.125%
HK$83,241
baseline
▲ 0.50% · 4.625%
HK$87,628
+HK$4,387/mo
Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$166,482/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,271
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$94,110
−HK$2,884/mo
Today · 4.125%
HK$96,994
baseline
▲ 0.50% · 4.625%
HK$102,896
+HK$5,902/mo
Deposit HK$2.22M · loan HK$20.01M · min. income ≈ HK$193,988/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,538
−HK$5,486/mo
▼ 0.25% · 3.875%
HK$104,261
−HK$2,763/mo
Today · 4.125%
HK$107,024
baseline
▲ 0.50% · 4.625%
HK$112,665
+HK$5,641/mo
Deposit HK$2.22M · loan HK$20.01M · min. income ≈ HK$214,048/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,073 · Scale 2, in force from 26 Feb 2026)