LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,708
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$52,286
−HK$1,602/mo
Today · 4.125%
HK$53,888
baseline
▲ 0.50% · 4.625%
HK$57,167
+HK$3,279/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$107,776/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$945,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,412
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$57,925
−HK$1,535/mo
Today · 4.125%
HK$59,460
baseline
▲ 0.50% · 4.625%
HK$62,594
+HK$3,134/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$118,920/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$945,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,850
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$62,743
−HK$1,923/mo
Today · 4.125%
HK$64,666
baseline
▲ 0.50% · 4.625%
HK$68,600
+HK$3,934/mo
Deposit HK$8.90M · loan HK$13.34M · min. income ≈ HK$129,332/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$945,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,695
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$69,510
−HK$1,842/mo
Today · 4.125%
HK$71,352
baseline
▲ 0.50% · 4.625%
HK$75,113
+HK$3,761/mo
Deposit HK$8.90M · loan HK$13.34M · min. income ≈ HK$142,704/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$945,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,991
−HK$4,452/mo
▼ 0.25% · 3.875%
HK$73,200
−HK$2,243/mo
Today · 4.125%
HK$75,443
baseline
▲ 0.50% · 4.625%
HK$80,034
+HK$4,591/mo
Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$150,886/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,977
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$81,095
−HK$2,149/mo
Today · 4.125%
HK$83,244
baseline
▲ 0.50% · 4.625%
HK$87,632
+HK$4,388/mo
Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$166,488/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,275
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$94,114
−HK$2,884/mo
Today · 4.125%
HK$96,998
baseline
▲ 0.50% · 4.625%
HK$102,901
+HK$5,903/mo
Deposit HK$2.22M · loan HK$20.01M · min. income ≈ HK$193,996/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,542
−HK$5,486/mo
▼ 0.25% · 3.875%
HK$104,266
−HK$2,762/mo
Today · 4.125%
HK$107,028
baseline
▲ 0.50% · 4.625%
HK$112,670
+HK$5,642/mo
Deposit HK$2.22M · loan HK$20.01M · min. income ≈ HK$214,056/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,113 · Scale 2, in force from 26 Feb 2026)