LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,712
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$52,290
−HK$1,602/mo
Today · 4.125%
HK$53,892
baseline
▲ 0.50% · 4.625%
HK$57,171
+HK$3,279/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$107,784/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,417
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$57,930
−HK$1,535/mo
Today · 4.125%
HK$59,465
baseline
▲ 0.50% · 4.625%
HK$62,599
+HK$3,134/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$118,930/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,855
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$62,748
−HK$1,923/mo
Today · 4.125%
HK$64,671
baseline
▲ 0.50% · 4.625%
HK$68,606
+HK$3,935/mo
Deposit HK$8.90M · loan HK$13.34M · min. income ≈ HK$129,342/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$945,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,700
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$69,516
−HK$1,842/mo
Today · 4.125%
HK$71,358
baseline
▲ 0.50% · 4.625%
HK$75,119
+HK$3,761/mo
Deposit HK$8.90M · loan HK$13.34M · min. income ≈ HK$142,716/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$945,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,997
−HK$4,452/mo
▼ 0.25% · 3.875%
HK$73,205
−HK$2,244/mo
Today · 4.125%
HK$75,449
baseline
▲ 0.50% · 4.625%
HK$80,040
+HK$4,591/mo
Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$150,898/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,983
−HK$4,268/mo
▼ 0.25% · 3.875%
HK$81,102
−HK$2,149/mo
Today · 4.125%
HK$83,251
baseline
▲ 0.50% · 4.625%
HK$87,639
+HK$4,388/mo
Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$166,502/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,282
−HK$5,724/mo
▼ 0.25% · 3.875%
HK$94,121
−HK$2,885/mo
Today · 4.125%
HK$97,006
baseline
▲ 0.50% · 4.625%
HK$102,909
+HK$5,903/mo
Deposit HK$2.22M · loan HK$20.02M · min. income ≈ HK$194,012/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,550
−HK$5,487/mo
▼ 0.25% · 3.875%
HK$104,274
−HK$2,763/mo
Today · 4.125%
HK$107,037
baseline
▲ 0.50% · 4.625%
HK$112,679
+HK$5,642/mo
Deposit HK$2.22M · loan HK$20.02M · min. income ≈ HK$214,074/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,187 · Scale 2, in force from 26 Feb 2026)