LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,713
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,291
−HK$1,603/mo
Today · 4.125%
HK$53,894
baseline
▲ 0.50% · 4.625%
HK$57,173
+HK$3,279/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$107,788/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,418
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$57,931
−HK$1,535/mo
Today · 4.125%
HK$59,466
baseline
▲ 0.50% · 4.625%
HK$62,601
+HK$3,135/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$118,932/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,856
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$62,749
−HK$1,923/mo
Today · 4.125%
HK$64,672
baseline
▲ 0.50% · 4.625%
HK$68,608
+HK$3,936/mo
Deposit HK$8.90M · loan HK$13.34M · min. income ≈ HK$129,344/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$945,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,702
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$69,518
−HK$1,842/mo
Today · 4.125%
HK$71,360
baseline
▲ 0.50% · 4.625%
HK$75,121
+HK$3,761/mo
Deposit HK$8.90M · loan HK$13.34M · min. income ≈ HK$142,720/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$945,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,999
−HK$4,452/mo
▼ 0.25% · 3.875%
HK$73,207
−HK$2,244/mo
Today · 4.125%
HK$75,451
baseline
▲ 0.50% · 4.625%
HK$80,042
+HK$4,591/mo
Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$150,902/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,986
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$81,104
−HK$2,149/mo
Today · 4.125%
HK$83,253
baseline
▲ 0.50% · 4.625%
HK$87,641
+HK$4,388/mo
Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$166,506/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,284
−HK$5,725/mo
▼ 0.25% · 3.875%
HK$94,124
−HK$2,885/mo
Today · 4.125%
HK$97,009
baseline
▲ 0.50% · 4.625%
HK$102,911
+HK$5,902/mo
Deposit HK$2.22M · loan HK$20.02M · min. income ≈ HK$194,018/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,553
−HK$5,486/mo
▼ 0.25% · 3.875%
HK$104,276
−HK$2,763/mo
Today · 4.125%
HK$107,039
baseline
▲ 0.50% · 4.625%
HK$112,682
+HK$5,643/mo
Deposit HK$2.22M · loan HK$20.02M · min. income ≈ HK$214,078/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,211 · Scale 2, in force from 26 Feb 2026)