LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,718
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,296
−HK$1,603/mo
Today · 4.125%
HK$53,899
baseline
▲ 0.50% · 4.625%
HK$57,178
+HK$3,279/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$107,798/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,423
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,937
−HK$1,535/mo
Today · 4.125%
HK$59,472
baseline
▲ 0.50% · 4.625%
HK$62,607
+HK$3,135/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$118,944/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,862
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$62,755
−HK$1,923/mo
Today · 4.125%
HK$64,678
baseline
▲ 0.50% · 4.625%
HK$68,614
+HK$3,936/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$129,356/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$945,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,708
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$69,524
−HK$1,842/mo
Today · 4.125%
HK$71,366
baseline
▲ 0.50% · 4.625%
HK$75,128
+HK$3,762/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$142,732/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$945,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,005
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$73,214
−HK$2,244/mo
Today · 4.125%
HK$75,458
baseline
▲ 0.50% · 4.625%
HK$80,049
+HK$4,591/mo
Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$150,916/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,993
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$81,111
−HK$2,149/mo
Today · 4.125%
HK$83,260
baseline
▲ 0.50% · 4.625%
HK$87,649
+HK$4,389/mo
Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$166,520/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,293
−HK$5,724/mo
▼ 0.25% · 3.875%
HK$94,132
−HK$2,885/mo
Today · 4.125%
HK$97,017
baseline
▲ 0.50% · 4.625%
HK$102,921
+HK$5,904/mo
Deposit HK$2.22M · loan HK$20.02M · min. income ≈ HK$194,034/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,562
−HK$5,487/mo
▼ 0.25% · 3.875%
HK$104,286
−HK$2,763/mo
Today · 4.125%
HK$107,049
baseline
▲ 0.50% · 4.625%
HK$112,692
+HK$5,643/mo
Deposit HK$2.22M · loan HK$20.02M · min. income ≈ HK$214,098/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,298 · Scale 2, in force from 26 Feb 2026)