LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,720
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,298
−HK$1,603/mo
Today · 4.125%
HK$53,901
baseline
▲ 0.50% · 4.625%
HK$57,181
+HK$3,280/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$107,802/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,426
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$57,939
−HK$1,535/mo
Today · 4.125%
HK$59,474
baseline
▲ 0.50% · 4.625%
HK$62,609
+HK$3,135/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$118,948/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,864
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$62,757
−HK$1,924/mo
Today · 4.125%
HK$64,681
baseline
▲ 0.50% · 4.625%
HK$68,617
+HK$3,936/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$129,362/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$945,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,711
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$69,527
−HK$1,842/mo
Today · 4.125%
HK$71,369
baseline
▲ 0.50% · 4.625%
HK$75,131
+HK$3,762/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$142,738/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$945,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,008
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$73,217
−HK$2,244/mo
Today · 4.125%
HK$75,461
baseline
▲ 0.50% · 4.625%
HK$80,053
+HK$4,592/mo
Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$150,922/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,996
−HK$4,268/mo
▼ 0.25% · 3.875%
HK$81,115
−HK$2,149/mo
Today · 4.125%
HK$83,264
baseline
▲ 0.50% · 4.625%
HK$87,653
+HK$4,389/mo
Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$166,528/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,296
−HK$5,725/mo
▼ 0.25% · 3.875%
HK$94,136
−HK$2,885/mo
Today · 4.125%
HK$97,021
baseline
▲ 0.50% · 4.625%
HK$102,925
+HK$5,904/mo
Deposit HK$2.22M · loan HK$20.02M · min. income ≈ HK$194,042/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,566
−HK$5,488/mo
▼ 0.25% · 3.875%
HK$104,290
−HK$2,764/mo
Today · 4.125%
HK$107,054
baseline
▲ 0.50% · 4.625%
HK$112,697
+HK$5,643/mo
Deposit HK$2.22M · loan HK$20.02M · min. income ≈ HK$214,108/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,337 · Scale 2, in force from 26 Feb 2026)