LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,722
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$52,299
−HK$1,603/mo
Today · 4.125%
HK$53,902
baseline
▲ 0.50% · 4.625%
HK$57,182
+HK$3,280/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$107,804/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,427
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,941
−HK$1,535/mo
Today · 4.125%
HK$59,476
baseline
▲ 0.50% · 4.625%
HK$62,611
+HK$3,135/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$118,952/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,866
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$62,759
−HK$1,924/mo
Today · 4.125%
HK$64,683
baseline
▲ 0.50% · 4.625%
HK$68,619
+HK$3,936/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$129,366/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$945,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,713
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$69,529
−HK$1,842/mo
Today · 4.125%
HK$71,371
baseline
▲ 0.50% · 4.625%
HK$75,133
+HK$3,762/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$142,742/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$945,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,010
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$73,219
−HK$2,244/mo
Today · 4.125%
HK$75,463
baseline
▲ 0.50% · 4.625%
HK$80,055
+HK$4,592/mo
Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$150,926/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,998
−HK$4,268/mo
▼ 0.25% · 3.875%
HK$81,117
−HK$2,149/mo
Today · 4.125%
HK$83,266
baseline
▲ 0.50% · 4.625%
HK$87,655
+HK$4,389/mo
Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$166,532/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,299
−HK$5,725/mo
▼ 0.25% · 3.875%
HK$94,139
−HK$2,885/mo
Today · 4.125%
HK$97,024
baseline
▲ 0.50% · 4.625%
HK$102,928
+HK$5,904/mo
Deposit HK$2.22M · loan HK$20.02M · min. income ≈ HK$194,048/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,569
−HK$5,488/mo
▼ 0.25% · 3.875%
HK$104,293
−HK$2,764/mo
Today · 4.125%
HK$107,057
baseline
▲ 0.50% · 4.625%
HK$112,700
+HK$5,643/mo
Deposit HK$2.22M · loan HK$20.02M · min. income ≈ HK$214,114/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,364 · Scale 2, in force from 26 Feb 2026)