LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,723
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,301
−HK$1,603/mo
Today · 4.125%
HK$53,904
baseline
▲ 0.50% · 4.625%
HK$57,184
+HK$3,280/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$107,808/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,429
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$57,942
−HK$1,535/mo
Today · 4.125%
HK$59,477
baseline
▲ 0.50% · 4.625%
HK$62,612
+HK$3,135/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$118,954/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,867
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$62,761
−HK$1,923/mo
Today · 4.125%
HK$64,684
baseline
▲ 0.50% · 4.625%
HK$68,620
+HK$3,936/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$129,368/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$945,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,714
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$69,530
−HK$1,843/mo
Today · 4.125%
HK$71,373
baseline
▲ 0.50% · 4.625%
HK$75,135
+HK$3,762/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$142,746/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$945,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,012
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$73,221
−HK$2,244/mo
Today · 4.125%
HK$75,465
baseline
▲ 0.50% · 4.625%
HK$80,057
+HK$4,592/mo
Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$150,930/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,000
−HK$4,268/mo
▼ 0.25% · 3.875%
HK$81,119
−HK$2,149/mo
Today · 4.125%
HK$83,268
baseline
▲ 0.50% · 4.625%
HK$87,657
+HK$4,389/mo
Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$166,536/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,301
−HK$5,725/mo
▼ 0.25% · 3.875%
HK$94,141
−HK$2,885/mo
Today · 4.125%
HK$97,026
baseline
▲ 0.50% · 4.625%
HK$102,930
+HK$5,904/mo
Deposit HK$2.22M · loan HK$20.02M · min. income ≈ HK$194,052/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,572
−HK$5,487/mo
▼ 0.25% · 3.875%
HK$104,296
−HK$2,763/mo
Today · 4.125%
HK$107,059
baseline
▲ 0.50% · 4.625%
HK$112,702
+HK$5,643/mo
Deposit HK$2.22M · loan HK$20.02M · min. income ≈ HK$214,118/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,386 · Scale 2, in force from 26 Feb 2026)