LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,723
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,301
−HK$1,603/mo
Today · 4.125%
HK$53,904
baseline
▲ 0.50% · 4.625%
HK$57,184
+HK$3,280/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$107,808/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,429
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,943
−HK$1,535/mo
Today · 4.125%
HK$59,478
baseline
▲ 0.50% · 4.625%
HK$62,613
+HK$3,135/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$118,956/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,868
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$62,761
−HK$1,924/mo
Today · 4.125%
HK$64,685
baseline
▲ 0.50% · 4.625%
HK$68,621
+HK$3,936/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$129,370/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$945,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,715
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$69,531
−HK$1,842/mo
Today · 4.125%
HK$71,373
baseline
▲ 0.50% · 4.625%
HK$75,136
+HK$3,763/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$142,746/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$945,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,013
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$73,222
−HK$2,244/mo
Today · 4.125%
HK$75,466
baseline
▲ 0.50% · 4.625%
HK$80,058
+HK$4,592/mo
Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$150,932/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,001
−HK$4,268/mo
▼ 0.25% · 3.875%
HK$81,120
−HK$2,149/mo
Today · 4.125%
HK$83,269
baseline
▲ 0.50% · 4.625%
HK$87,658
+HK$4,389/mo
Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$166,538/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,302
−HK$5,725/mo
▼ 0.25% · 3.875%
HK$94,142
−HK$2,885/mo
Today · 4.125%
HK$97,027
baseline
▲ 0.50% · 4.625%
HK$102,931
+HK$5,904/mo
Deposit HK$2.22M · loan HK$20.02M · min. income ≈ HK$194,054/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,573
−HK$5,487/mo
▼ 0.25% · 3.875%
HK$104,297
−HK$2,763/mo
Today · 4.125%
HK$107,060
baseline
▲ 0.50% · 4.625%
HK$112,704
+HK$5,644/mo
Deposit HK$2.22M · loan HK$20.02M · min. income ≈ HK$214,120/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,395 · Scale 2, in force from 26 Feb 2026)