LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,728
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,306
−HK$1,603/mo
Today · 4.125%
HK$53,909
baseline
▲ 0.50% · 4.625%
HK$57,189
+HK$3,280/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$107,818/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,434
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,947
−HK$1,536/mo
Today · 4.125%
HK$59,483
baseline
▲ 0.50% · 4.625%
HK$62,618
+HK$3,135/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$118,966/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,873
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$62,767
−HK$1,923/mo
Today · 4.125%
HK$64,690
baseline
▲ 0.50% · 4.625%
HK$68,627
+HK$3,937/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$129,380/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$945,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,721
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$69,537
−HK$1,842/mo
Today · 4.125%
HK$71,379
baseline
▲ 0.50% · 4.625%
HK$75,142
+HK$3,763/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$142,758/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$945,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,019
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$73,228
−HK$2,244/mo
Today · 4.125%
HK$75,472
baseline
▲ 0.50% · 4.625%
HK$80,064
+HK$4,592/mo
Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$150,944/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,008
−HK$4,268/mo
▼ 0.25% · 3.875%
HK$81,126
−HK$2,150/mo
Today · 4.125%
HK$83,276
baseline
▲ 0.50% · 4.625%
HK$87,666
+HK$4,390/mo
Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$166,552/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,310
−HK$5,726/mo
▼ 0.25% · 3.875%
HK$94,150
−HK$2,886/mo
Today · 4.125%
HK$97,036
baseline
▲ 0.50% · 4.625%
HK$102,940
+HK$5,904/mo
Deposit HK$2.22M · loan HK$20.02M · min. income ≈ HK$194,072/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,581
−HK$5,488/mo
▼ 0.25% · 3.875%
HK$104,305
−HK$2,764/mo
Today · 4.125%
HK$107,069
baseline
▲ 0.50% · 4.625%
HK$112,713
+HK$5,644/mo
Deposit HK$2.22M · loan HK$20.02M · min. income ≈ HK$214,138/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,474 · Scale 2, in force from 26 Feb 2026)