LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,730
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,308
−HK$1,603/mo
Today · 4.125%
HK$53,911
baseline
▲ 0.50% · 4.625%
HK$57,191
+HK$3,280/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$107,822/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,436
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$57,950
−HK$1,536/mo
Today · 4.125%
HK$59,486
baseline
▲ 0.50% · 4.625%
HK$62,621
+HK$3,135/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$118,972/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,876
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$62,769
−HK$1,924/mo
Today · 4.125%
HK$64,693
baseline
▲ 0.50% · 4.625%
HK$68,630
+HK$3,937/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$129,386/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$945,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,724
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$69,540
−HK$1,843/mo
Today · 4.125%
HK$71,383
baseline
▲ 0.50% · 4.625%
HK$75,145
+HK$3,762/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$142,766/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$945,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,022
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$73,231
−HK$2,244/mo
Today · 4.125%
HK$75,475
baseline
▲ 0.50% · 4.625%
HK$80,068
+HK$4,593/mo
Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$150,950/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,011
−HK$4,269/mo
▼ 0.25% · 3.875%
HK$81,130
−HK$2,150/mo
Today · 4.125%
HK$83,280
baseline
▲ 0.50% · 4.625%
HK$87,669
+HK$4,389/mo
Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$166,560/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,314
−HK$5,726/mo
▼ 0.25% · 3.875%
HK$94,154
−HK$2,886/mo
Today · 4.125%
HK$97,040
baseline
▲ 0.50% · 4.625%
HK$102,944
+HK$5,904/mo
Deposit HK$2.22M · loan HK$20.02M · min. income ≈ HK$194,080/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,586
−HK$5,488/mo
▼ 0.25% · 3.875%
HK$104,310
−HK$2,764/mo
Today · 4.125%
HK$107,074
baseline
▲ 0.50% · 4.625%
HK$112,718
+HK$5,644/mo
Deposit HK$2.22M · loan HK$20.02M · min. income ≈ HK$214,148/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,516 · Scale 2, in force from 26 Feb 2026)