LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,731
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,309
−HK$1,603/mo
Today · 4.125%
HK$53,912
baseline
▲ 0.50% · 4.625%
HK$57,192
+HK$3,280/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$107,824/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,437
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,951
−HK$1,535/mo
Today · 4.125%
HK$59,486
baseline
▲ 0.50% · 4.625%
HK$62,622
+HK$3,136/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$118,972/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,877
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$62,770
−HK$1,924/mo
Today · 4.125%
HK$64,694
baseline
▲ 0.50% · 4.625%
HK$68,631
+HK$3,937/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$129,388/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$945,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,725
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$69,541
−HK$1,843/mo
Today · 4.125%
HK$71,384
baseline
▲ 0.50% · 4.625%
HK$75,146
+HK$3,762/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$142,768/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$945,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,023
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$73,232
−HK$2,244/mo
Today · 4.125%
HK$75,476
baseline
▲ 0.50% · 4.625%
HK$80,069
+HK$4,593/mo
Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$150,952/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,012
−HK$4,269/mo
▼ 0.25% · 3.875%
HK$81,131
−HK$2,150/mo
Today · 4.125%
HK$83,281
baseline
▲ 0.50% · 4.625%
HK$87,671
+HK$4,390/mo
Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$166,562/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,315
−HK$5,726/mo
▼ 0.25% · 3.875%
HK$94,155
−HK$2,886/mo
Today · 4.125%
HK$97,041
baseline
▲ 0.50% · 4.625%
HK$102,946
+HK$5,905/mo
Deposit HK$2.22M · loan HK$20.02M · min. income ≈ HK$194,082/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,587
−HK$5,488/mo
▼ 0.25% · 3.875%
HK$104,311
−HK$2,764/mo
Today · 4.125%
HK$107,075
baseline
▲ 0.50% · 4.625%
HK$112,719
+HK$5,644/mo
Deposit HK$2.22M · loan HK$20.02M · min. income ≈ HK$214,150/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,529 · Scale 2, in force from 26 Feb 2026)