LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,732
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$52,310
−HK$1,604/mo
Today · 4.125%
HK$53,914
baseline
▲ 0.50% · 4.625%
HK$57,194
+HK$3,280/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$107,828/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,439
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,953
−HK$1,535/mo
Today · 4.125%
HK$59,488
baseline
▲ 0.50% · 4.625%
HK$62,624
+HK$3,136/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$118,976/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,879
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$62,772
−HK$1,924/mo
Today · 4.125%
HK$64,696
baseline
▲ 0.50% · 4.625%
HK$68,633
+HK$3,937/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$129,392/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$945,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,727
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$69,543
−HK$1,843/mo
Today · 4.125%
HK$71,386
baseline
▲ 0.50% · 4.625%
HK$75,149
+HK$3,763/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$142,772/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$945,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,025
−HK$4,454/mo
▼ 0.25% · 3.875%
HK$73,234
−HK$2,245/mo
Today · 4.125%
HK$75,479
baseline
▲ 0.50% · 4.625%
HK$80,072
+HK$4,593/mo
Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$150,958/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,015
−HK$4,269/mo
▼ 0.25% · 3.875%
HK$81,134
−HK$2,150/mo
Today · 4.125%
HK$83,284
baseline
▲ 0.50% · 4.625%
HK$87,674
+HK$4,390/mo
Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$166,568/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,318
−HK$5,727/mo
▼ 0.25% · 3.875%
HK$94,159
−HK$2,886/mo
Today · 4.125%
HK$97,045
baseline
▲ 0.50% · 4.625%
HK$102,950
+HK$5,905/mo
Deposit HK$2.22M · loan HK$20.02M · min. income ≈ HK$194,090/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,590
−HK$5,489/mo
▼ 0.25% · 3.875%
HK$104,315
−HK$2,764/mo
Today · 4.125%
HK$107,079
baseline
▲ 0.50% · 4.625%
HK$112,723
+HK$5,644/mo
Deposit HK$2.22M · loan HK$20.02M · min. income ≈ HK$214,158/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,562 · Scale 2, in force from 26 Feb 2026)