LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,734
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$52,312
−HK$1,604/mo
Today · 4.125%
HK$53,916
baseline
▲ 0.50% · 4.625%
HK$57,196
+HK$3,280/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$107,832/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,441
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$57,955
−HK$1,536/mo
Today · 4.125%
HK$59,491
baseline
▲ 0.50% · 4.625%
HK$62,626
+HK$3,135/mo
Deposit HK$11.12M · loan HK$11.12M · min. income ≈ HK$118,982/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,881
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$62,775
−HK$1,924/mo
Today · 4.125%
HK$64,699
baseline
▲ 0.50% · 4.625%
HK$68,635
+HK$3,936/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$129,398/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$945,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,729
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$69,546
−HK$1,843/mo
Today · 4.125%
HK$71,389
baseline
▲ 0.50% · 4.625%
HK$75,152
+HK$3,763/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$142,778/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$945,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,028
−HK$4,454/mo
▼ 0.25% · 3.875%
HK$73,237
−HK$2,245/mo
Today · 4.125%
HK$75,482
baseline
▲ 0.50% · 4.625%
HK$80,075
+HK$4,593/mo
Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$150,964/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,018
−HK$4,269/mo
▼ 0.25% · 3.875%
HK$81,137
−HK$2,150/mo
Today · 4.125%
HK$83,287
baseline
▲ 0.50% · 4.625%
HK$87,677
+HK$4,390/mo
Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$166,574/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,321
−HK$5,727/mo
▼ 0.25% · 3.875%
HK$94,162
−HK$2,886/mo
Today · 4.125%
HK$97,048
baseline
▲ 0.50% · 4.625%
HK$102,953
+HK$5,905/mo
Deposit HK$2.22M · loan HK$20.02M · min. income ≈ HK$194,096/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,594
−HK$5,489/mo
▼ 0.25% · 3.875%
HK$104,319
−HK$2,764/mo
Today · 4.125%
HK$107,083
baseline
▲ 0.50% · 4.625%
HK$112,727
+HK$5,644/mo
Deposit HK$2.22M · loan HK$20.02M · min. income ≈ HK$214,166/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,596 · Scale 2, in force from 26 Feb 2026)