LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,736
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$52,314
−HK$1,604/mo
Today · 4.125%
HK$53,918
baseline
▲ 0.50% · 4.625%
HK$57,198
+HK$3,280/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$107,836/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,443
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$57,957
−HK$1,536/mo
Today · 4.125%
HK$59,493
baseline
▲ 0.50% · 4.625%
HK$62,629
+HK$3,136/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$118,986/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,883
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$62,777
−HK$1,924/mo
Today · 4.125%
HK$64,701
baseline
▲ 0.50% · 4.625%
HK$68,638
+HK$3,937/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$129,402/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$945,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,732
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$69,549
−HK$1,842/mo
Today · 4.125%
HK$71,391
baseline
▲ 0.50% · 4.625%
HK$75,154
+HK$3,763/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$142,782/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$945,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,030
−HK$4,455/mo
▼ 0.25% · 3.875%
HK$73,240
−HK$2,245/mo
Today · 4.125%
HK$75,485
baseline
▲ 0.50% · 4.625%
HK$80,078
+HK$4,593/mo
Deposit HK$6.68M · loan HK$15.58M · min. income ≈ HK$150,970/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,021
−HK$4,269/mo
▼ 0.25% · 3.875%
HK$81,140
−HK$2,150/mo
Today · 4.125%
HK$83,290
baseline
▲ 0.50% · 4.625%
HK$87,680
+HK$4,390/mo
Deposit HK$6.68M · loan HK$15.58M · min. income ≈ HK$166,580/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,325
−HK$5,727/mo
▼ 0.25% · 3.875%
HK$94,166
−HK$2,886/mo
Today · 4.125%
HK$97,052
baseline
▲ 0.50% · 4.625%
HK$102,957
+HK$5,905/mo
Deposit HK$2.23M · loan HK$20.03M · min. income ≈ HK$194,104/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,598
−HK$5,489/mo
▼ 0.25% · 3.875%
HK$104,323
−HK$2,764/mo
Today · 4.125%
HK$107,087
baseline
▲ 0.50% · 4.625%
HK$112,732
+HK$5,645/mo
Deposit HK$2.23M · loan HK$20.03M · min. income ≈ HK$214,174/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,631 · Scale 2, in force from 26 Feb 2026)