LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,738
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,316
−HK$1,603/mo
Today · 4.125%
HK$53,919
baseline
▲ 0.50% · 4.625%
HK$57,200
+HK$3,281/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$107,838/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,445
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$57,959
−HK$1,536/mo
Today · 4.125%
HK$59,495
baseline
▲ 0.50% · 4.625%
HK$62,631
+HK$3,136/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$118,990/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,885
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$62,779
−HK$1,924/mo
Today · 4.125%
HK$64,703
baseline
▲ 0.50% · 4.625%
HK$68,640
+HK$3,937/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$129,406/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$945,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,734
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$69,551
−HK$1,843/mo
Today · 4.125%
HK$71,394
baseline
▲ 0.50% · 4.625%
HK$75,157
+HK$3,763/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$142,788/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$945,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,033
−HK$4,454/mo
▼ 0.25% · 3.875%
HK$73,242
−HK$2,245/mo
Today · 4.125%
HK$75,487
baseline
▲ 0.50% · 4.625%
HK$80,080
+HK$4,593/mo
Deposit HK$6.68M · loan HK$15.58M · min. income ≈ HK$150,974/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,023
−HK$4,270/mo
▼ 0.25% · 3.875%
HK$81,143
−HK$2,150/mo
Today · 4.125%
HK$83,293
baseline
▲ 0.50% · 4.625%
HK$87,683
+HK$4,390/mo
Deposit HK$6.68M · loan HK$15.58M · min. income ≈ HK$166,586/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,328
−HK$5,727/mo
▼ 0.25% · 3.875%
HK$94,169
−HK$2,886/mo
Today · 4.125%
HK$97,055
baseline
▲ 0.50% · 4.625%
HK$102,961
+HK$5,906/mo
Deposit HK$2.23M · loan HK$20.03M · min. income ≈ HK$194,110/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,601
−HK$5,490/mo
▼ 0.25% · 3.875%
HK$104,326
−HK$2,765/mo
Today · 4.125%
HK$107,091
baseline
▲ 0.50% · 4.625%
HK$112,736
+HK$5,645/mo
Deposit HK$2.23M · loan HK$20.03M · min. income ≈ HK$214,182/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,664 · Scale 2, in force from 26 Feb 2026)