LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,739
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,317
−HK$1,603/mo
Today · 4.125%
HK$53,920
baseline
▲ 0.50% · 4.625%
HK$57,201
+HK$3,281/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$107,840/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,446
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$57,960
−HK$1,536/mo
Today · 4.125%
HK$59,496
baseline
▲ 0.50% · 4.625%
HK$62,632
+HK$3,136/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$118,992/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,886
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$62,780
−HK$1,924/mo
Today · 4.125%
HK$64,704
baseline
▲ 0.50% · 4.625%
HK$68,642
+HK$3,938/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$129,408/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$945,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,735
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$69,552
−HK$1,843/mo
Today · 4.125%
HK$71,395
baseline
▲ 0.50% · 4.625%
HK$75,158
+HK$3,763/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$142,790/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$945,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,034
−HK$4,455/mo
▼ 0.25% · 3.875%
HK$73,244
−HK$2,245/mo
Today · 4.125%
HK$75,489
baseline
▲ 0.50% · 4.625%
HK$80,082
+HK$4,593/mo
Deposit HK$6.68M · loan HK$15.58M · min. income ≈ HK$150,978/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,025
−HK$4,269/mo
▼ 0.25% · 3.875%
HK$81,144
−HK$2,150/mo
Today · 4.125%
HK$83,294
baseline
▲ 0.50% · 4.625%
HK$87,685
+HK$4,391/mo
Deposit HK$6.68M · loan HK$15.58M · min. income ≈ HK$166,588/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,330
−HK$5,727/mo
▼ 0.25% · 3.875%
HK$94,170
−HK$2,887/mo
Today · 4.125%
HK$97,057
baseline
▲ 0.50% · 4.625%
HK$102,962
+HK$5,905/mo
Deposit HK$2.23M · loan HK$20.03M · min. income ≈ HK$194,114/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,603
−HK$5,489/mo
▼ 0.25% · 3.875%
HK$104,328
−HK$2,764/mo
Today · 4.125%
HK$107,092
baseline
▲ 0.50% · 4.625%
HK$112,737
+HK$5,645/mo
Deposit HK$2.23M · loan HK$20.03M · min. income ≈ HK$214,184/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,680 · Scale 2, in force from 26 Feb 2026)