LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,740
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,318
−HK$1,603/mo
Today · 4.125%
HK$53,921
baseline
▲ 0.50% · 4.625%
HK$57,202
+HK$3,281/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$107,842/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,447
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$57,961
−HK$1,536/mo
Today · 4.125%
HK$59,497
baseline
▲ 0.50% · 4.625%
HK$62,633
+HK$3,136/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$118,994/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,887
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$62,781
−HK$1,925/mo
Today · 4.125%
HK$64,706
baseline
▲ 0.50% · 4.625%
HK$68,643
+HK$3,937/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$129,412/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$945,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,737
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$69,553
−HK$1,843/mo
Today · 4.125%
HK$71,396
baseline
▲ 0.50% · 4.625%
HK$75,160
+HK$3,764/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$142,792/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$945,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,035
−HK$4,455/mo
▼ 0.25% · 3.875%
HK$73,245
−HK$2,245/mo
Today · 4.125%
HK$75,490
baseline
▲ 0.50% · 4.625%
HK$80,083
+HK$4,593/mo
Deposit HK$6.68M · loan HK$15.58M · min. income ≈ HK$150,980/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,026
−HK$4,270/mo
▼ 0.25% · 3.875%
HK$81,146
−HK$2,150/mo
Today · 4.125%
HK$83,296
baseline
▲ 0.50% · 4.625%
HK$87,686
+HK$4,390/mo
Deposit HK$6.68M · loan HK$15.58M · min. income ≈ HK$166,592/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,331
−HK$5,727/mo
▼ 0.25% · 3.875%
HK$94,172
−HK$2,886/mo
Today · 4.125%
HK$97,058
baseline
▲ 0.50% · 4.625%
HK$102,964
+HK$5,906/mo
Deposit HK$2.23M · loan HK$20.03M · min. income ≈ HK$194,116/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,605
−HK$5,489/mo
▼ 0.25% · 3.875%
HK$104,330
−HK$2,764/mo
Today · 4.125%
HK$107,094
baseline
▲ 0.50% · 4.625%
HK$112,740
+HK$5,646/mo
Deposit HK$2.23M · loan HK$20.03M · min. income ≈ HK$214,188/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,697 · Scale 2, in force from 26 Feb 2026)