LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,745
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$52,324
−HK$1,603/mo
Today · 4.125%
HK$53,927
baseline
▲ 0.50% · 4.625%
HK$57,209
+HK$3,282/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$107,854/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,453
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$57,967
−HK$1,536/mo
Today · 4.125%
HK$59,503
baseline
▲ 0.50% · 4.625%
HK$62,640
+HK$3,137/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$119,006/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,894
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$62,788
−HK$1,925/mo
Today · 4.125%
HK$64,713
baseline
▲ 0.50% · 4.625%
HK$68,650
+HK$3,937/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$129,426/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$945,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,744
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$69,561
−HK$1,843/mo
Today · 4.125%
HK$71,404
baseline
▲ 0.50% · 4.625%
HK$75,168
+HK$3,764/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$142,808/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$945,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,043
−HK$4,455/mo
▼ 0.25% · 3.875%
HK$73,253
−HK$2,245/mo
Today · 4.125%
HK$75,498
baseline
▲ 0.50% · 4.625%
HK$80,092
+HK$4,594/mo
Deposit HK$6.68M · loan HK$15.58M · min. income ≈ HK$150,996/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,035
−HK$4,270/mo
▼ 0.25% · 3.875%
HK$81,154
−HK$2,151/mo
Today · 4.125%
HK$83,305
baseline
▲ 0.50% · 4.625%
HK$87,696
+HK$4,391/mo
Deposit HK$6.68M · loan HK$15.58M · min. income ≈ HK$166,610/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,341
−HK$5,728/mo
▼ 0.25% · 3.875%
HK$94,182
−HK$2,887/mo
Today · 4.125%
HK$97,069
baseline
▲ 0.50% · 4.625%
HK$102,976
+HK$5,907/mo
Deposit HK$2.23M · loan HK$20.03M · min. income ≈ HK$194,138/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,616
−HK$5,490/mo
▼ 0.25% · 3.875%
HK$104,341
−HK$2,765/mo
Today · 4.125%
HK$107,106
baseline
▲ 0.50% · 4.625%
HK$112,752
+HK$5,646/mo
Deposit HK$2.23M · loan HK$20.03M · min. income ≈ HK$214,212/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,801 · Scale 2, in force from 26 Feb 2026)