LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,746
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$52,325
−HK$1,603/mo
Today · 4.125%
HK$53,928
baseline
▲ 0.50% · 4.625%
HK$57,210
+HK$3,282/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$107,856/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,455
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$57,969
−HK$1,536/mo
Today · 4.125%
HK$59,505
baseline
▲ 0.50% · 4.625%
HK$62,641
+HK$3,136/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$119,010/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,896
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$62,790
−HK$1,924/mo
Today · 4.125%
HK$64,714
baseline
▲ 0.50% · 4.625%
HK$68,652
+HK$3,938/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$129,428/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$945,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,746
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$69,563
−HK$1,843/mo
Today · 4.125%
HK$71,406
baseline
▲ 0.50% · 4.625%
HK$75,170
+HK$3,764/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$142,812/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$945,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,045
−HK$4,455/mo
▼ 0.25% · 3.875%
HK$73,255
−HK$2,245/mo
Today · 4.125%
HK$75,500
baseline
▲ 0.50% · 4.625%
HK$80,094
+HK$4,594/mo
Deposit HK$6.68M · loan HK$15.58M · min. income ≈ HK$151,000/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,037
−HK$4,270/mo
▼ 0.25% · 3.875%
HK$81,156
−HK$2,151/mo
Today · 4.125%
HK$83,307
baseline
▲ 0.50% · 4.625%
HK$87,698
+HK$4,391/mo
Deposit HK$6.68M · loan HK$15.58M · min. income ≈ HK$166,614/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,343
−HK$5,728/mo
▼ 0.25% · 3.875%
HK$94,185
−HK$2,886/mo
Today · 4.125%
HK$97,071
baseline
▲ 0.50% · 4.625%
HK$102,978
+HK$5,907/mo
Deposit HK$2.23M · loan HK$20.03M · min. income ≈ HK$194,142/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,618
−HK$5,491/mo
▼ 0.25% · 3.875%
HK$104,344
−HK$2,765/mo
Today · 4.125%
HK$107,109
baseline
▲ 0.50% · 4.625%
HK$112,754
+HK$5,645/mo
Deposit HK$2.23M · loan HK$20.03M · min. income ≈ HK$214,218/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,822 · Scale 2, in force from 26 Feb 2026)