LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,750
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$52,329
−HK$1,603/mo
Today · 4.125%
HK$53,932
baseline
▲ 0.50% · 4.625%
HK$57,214
+HK$3,282/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$107,864/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,459
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$57,973
−HK$1,536/mo
Today · 4.125%
HK$59,509
baseline
▲ 0.50% · 4.625%
HK$62,646
+HK$3,137/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$119,018/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$945,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,900
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$62,794
−HK$1,925/mo
Today · 4.125%
HK$64,719
baseline
▲ 0.50% · 4.625%
HK$68,657
+HK$3,938/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$129,438/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$945,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,751
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$69,568
−HK$1,843/mo
Today · 4.125%
HK$71,411
baseline
▲ 0.50% · 4.625%
HK$75,175
+HK$3,764/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$142,822/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$945,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,050
−HK$4,455/mo
▼ 0.25% · 3.875%
HK$73,260
−HK$2,245/mo
Today · 4.125%
HK$75,505
baseline
▲ 0.50% · 4.625%
HK$80,100
+HK$4,595/mo
Deposit HK$6.68M · loan HK$15.58M · min. income ≈ HK$151,010/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,042
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$81,162
−HK$2,151/mo
Today · 4.125%
HK$83,313
baseline
▲ 0.50% · 4.625%
HK$87,704
+HK$4,391/mo
Deposit HK$6.68M · loan HK$15.58M · min. income ≈ HK$166,626/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,350
−HK$5,728/mo
▼ 0.25% · 3.875%
HK$94,192
−HK$2,886/mo
Today · 4.125%
HK$97,078
baseline
▲ 0.50% · 4.625%
HK$102,985
+HK$5,907/mo
Deposit HK$2.23M · loan HK$20.03M · min. income ≈ HK$194,156/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,626
−HK$5,491/mo
▼ 0.25% · 3.875%
HK$104,352
−HK$2,765/mo
Today · 4.125%
HK$107,117
baseline
▲ 0.50% · 4.625%
HK$112,763
+HK$5,646/mo
Deposit HK$2.23M · loan HK$20.03M · min. income ≈ HK$214,234/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,892 · Scale 2, in force from 26 Feb 2026)